Business Details
50 Years
experience
Emergency
services
Your Trusted Insurance Partner in Yuma, AZ
RL Sullivan Insurance Agency has served the insurance needs of Yuma and Arizona since 1976. As an independent agency, we prioritize personalized service and tailored coverage solutions for auto, home, business, and life insurance. Our locally owned and operated agency focuses on comparing policies from trusted carriers to secure competitive rates for clients. With decades of experience, we emphasize transparency, community advocacy, and long-term client relationships.Our team provides free quotes and expert guidance to help clients navigate insurance complexities. We specialize in addressing unique risks through comprehensive coverage options, including flood, earthquake, and umbrella policies. Our commitment to client satisfaction is reflected in our proactive approach to claims resolution and ongoing policy review.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Renters Insurance
Umbrella Insurance
Motorcycle Insurance
Manufactured Home Insurance
Landlord Insurance
Flood Insurance
Details
- Year established: 1976
Highlights and features
- We offer 40+ years of local insurance expertise in Arizona
- Our team provides personalized policy comparisons from multiple carriers
- We guarantee transparent pricing with no hidden fees
- Our agency specializes in tailored risk management solutions
- We maintain 24/7 client support for emergency claims assistance
What people say
Confidence in Jason's capability
Timely and knowledgeable response
Endorse Jason Sullivan's expertise
Cost-effective and complete coverage
Professionalism and honesty
Services
Auto Insurance
We provide comprehensive auto insurance solutions including liability, collision, and comprehensive coverage for standard vehicles, motorcycles, and specialty vehicles. Our policies protect against accident-related expenses, theft, and natural disaster damage while ensuring compliance with Arizona state requirements. Clients benefit from competitive rate comparisons and personalized policy adjustments for custom parts and roadside assistance.
Home Insurance
Our homeowners insurance offers coverage for property damage, personal liability, and additional living expenses during repairs. Policies include protection against fire, theft, and natural disasters with optional endorsements for scheduled personal property and earthquake coverage. We help clients determine appropriate coverage limits based on replacement costs and asset protection needs.
Business Insurance
We offer business owners policies combining property, liability, and business interruption coverage. Services include commercial auto insurance, workers' compensation, and surety bonds tailored to Arizona businesses. Our solutions protect against operational risks, employee-related incidents, and liability claims while supporting compliance with industry-specific regulations.
Motorcycle Insurance
Our motorcycle insurance provides liability, collision, and comprehensive coverage for various bike types including Harley Davidsons and dirt bikes. Policies include custom parts coverage up to $10,000 and roadside assistance benefits. We offer specialized protection for Arizona riders with options for guest passenger liability and uninsured motorist coverage.
Manufactured Home Insurance
We specialize in manufactured home insurance covering property damage, personal liability, and additional living expenses. Policies address unique risks for mobile and manufactured homes including windstorm and flood damage. Our coverage options include scheduled personal property protection and tailored liability limits to match clients' asset protection requirements.
People
Jason Sullivan
Owner
Jason Sullivan leads RL Sullivan Insurance Agency with over 15 years of experience in the insurance industry. He specializes in personalized policy comparisons and risk assessment for Arizona residents. Jason maintains strong relationships with multiple carriers to secure competitive rates while focusing on client education and claims advocacy.
Questions
What factors affect Arizona auto insurance rates?
Your driving record, vehicle type, coverage limits, deductible amount, and geographic location within Arizona all impact auto insurance premiums.
Do I need flood insurance in Arizona?
While not mandatory, flood insurance is recommended for Arizona homeowners as standard policies exclude flood damage. We offer coverage through the National Flood Insurance Program.
How can I lower my homeowners insurance costs?
Raise your deductible, install security systems, bundle policies, and maintain a claims-free record to potentially reduce homeowners insurance premiums.
What business insurance types are required in Arizona?
Arizona requires workers' compensation insurance for businesses with employees. Commercial auto insurance is mandatory for company vehicles, and general liability coverage is recommended for most operations.
Can I get insurance for a classic car?
Yes, we offer specialized classic car insurance with agreed value coverage, flexible usage terms, and protection for vehicles stored during Arizona's extreme summer months.
What's included in a standard renters policy?
Renters insurance covers personal property damage from named perils, liability protection, and temporary living expenses if your rental becomes uninhabitable due to covered events.
