Free Mortgage Modification Counseling

Our Mission

At Free Mortgage Modification Counseling, we empower homeowners facing mortgage challenges to find affordable solutions through personalized guidance and advocacy. Our team of experienced professionals has successfully assisted countless clients in negotiating lower payments, preventing foreclosure, and securing better mortgage terms.

Who We Are

Composed of seasoned mortgage industry professionals with over 15 years of expertise, we understand the intricacies of mortgage financing, loan modifications, and the emotional stress associated with financial difficulties. We are committed to providing our clients with:

• Personalized attention: We take the time to understand your unique situation, concerns, and goals.
• Expert advocacy: We negotiate with lenders on your behalf to achieve the most favorable terms possible.
• Clear communication: We keep you updated every step of the way and answer your questions promptly and professionally.

Our Services

We offer a comprehensive range of services to address your specific mortgage challenges, including:

• Flexi Modifications: Negotiation of terms such as payment reduction, interest rate reduction, and loan extension.
• Standard Modification: Formal restructuring of your mortgage to achieve an affordable payment.
• Foreclosure Defense: Strategies to prevent foreclosure, such as loan modification, reinstatement, and short sale.
• Short Sale: Selling your home at a reduced price to satisfy your mortgage obligation.
• Fixed & ARMs: Assisting you in transitioning from an adjustable-rate mortgage to a fixed-rate mortgage.
• Home Equity Line of Credit Loans: Exploring options to access cash equity from your home.
• FHA Loans: Maximizing available loan options with favourable terms.
• VA Loans: Simplifying the process of securing a VA loan with tailored guidance.

Our Commitment

We are passionate about helping people achieve financial stability and keep their homes. We are confident in our ability to guide you through the mortgage modification process and achieve a successful resolution to your situation. Contact us today to schedule a free consultation and discuss your mortgage modification options.