Business Details
21 Years
experience
Your Trusted Financial Partner for Life-Long Planning
Bristol Financial, now operating as Lebenthal Financial Services, Inc., has been a trusted partner in financial planning since its founding in 2005. With a team led by Certified Financial Planner Michael Hartzman, we specialize in retirement planning, asset allocation, and tax-efficient investment strategies, drawing on decades of combined expertise since 1968. Our services cater to business owners, individuals, and affluent families, emphasizing personalized solutions, compliance with FINRA and SEC regulations, and a client-centric approach that prioritizes long-term financial security.Through strategic transitions to industry leaders like Raymond James, weve built a legacy of trust, managing over $300 million in assets while maintaining a commitment to education, community engagement, and adaptive, forward-thinking financial guidance.
Services
Retirement Planning
Mutual Funds
Life Insurance
Asset Allocation
College Planning
Estate Planning
Tax-Planning Strategies
Employee Benefits
Investment Management
Wealth Preservation
Details
- Year established: 2005
Highlights and features
- We offer over 50 years of combined experience in financial planning and retirement strategies
- Our team includes Certified Financial Planner professionals with specialized tax expertise
- We provide personalized investment solutions tailored to individual risk tolerance and goals
- Our FINRA-registered advisors maintain strict compliance with all federal regulations
- We focus on long-term wealth preservation with transparent, fee-based advisory services
Associations and certifications
- FINRA
- SIPC
What people say
Trusted with goals
Comprehensive viewpoint
Best financial planner
Feeling of security
Impressed by professionalism
Services
Retirement Planning
We develop customized retirement strategies including IRAs, 401(k)s, and non-qualified plans. Our Certified Financial Planners analyze your unique situation to create tax-efficient withdrawal strategies and sustainable income streams. With expertise in pension maximization and Social Security optimization, we help clients maintain their lifestyle throughout retirement while adapting to market fluctuations.
Asset Allocation
Our evidence-based asset allocation approach combines modern portfolio theory with behavioral finance principles. We create diversified portfolios using mutual funds, ETFs, and individual securities, adjusting risk profiles based on life stages and market conditions. Regular rebalancing ensures adherence to strategic targets while maintaining tax efficiency and liquidity for clients' financial goals.
Life Insurance Planning
We offer comprehensive life insurance solutions including term, whole life, and long-term care coverage. Our advisors evaluate clients' protection needs across family, business, and estate planning contexts. We provide competitive quotes from top-rated carriers and analyze policy performance to ensure alignment with evolving financial objectives over time.
College Planning
Our college planning services combine 529 plans, custodial accounts, and strategic gifting techniques to optimize education savings. We analyze financial aid implications and develop phased investment strategies that align with time horizons. The service includes ongoing monitoring to adjust contributions based on market performance and changing educational needs.
Business Retirement Plans
We design customized retirement plans for businesses including SIMPLE IRAs, 401(k)s, and non-qualified deferred compensation arrangements. Our services include plan selection, fiduciary guidance, and employee education programs. We help business owners maximize tax advantages while creating competitive benefits packages that attract and retain talent.
People
Michael Hartzman
President, CFP
Certified Financial Planner with 30+ years experience, teaching retirement planning at C.W. Post/LIU since 2005. Specializes in tax-efficient strategies and estate planning for affluent clients, emphasizing personalized service and client education through his Hartbeat newsletter.
Randi Mason
Chief Operating Officer
Compliance officer managing SEC/FINRA regulatory adherence since 2002. Oversees daily operations and ensures all office procedures meet industry standards, bringing over 25 years of financial services experience to client protection efforts.
Diane Maurici-Dorta
Mutual Funds Specialist
Industry veteran with 20+ years supporting investment processes, guiding clients through mutual fund and annuity selections since 2012. Provides operational expertise for client onboarding and ongoing portfolio maintenance services.
Amanda Khait
Financial Advisor
Licensed Series 7 and 99 professional managing Raymond James accounts. Combines insurance expertise with investment services to offer integrated solutions for clients' asset protection and growth objectives.
Frank Loria
Registered Financial Advisor
Former family business owner leveraging commercial real estate experience to advise clients on wealth management. Provides personalized investment recommendations based on practical business understanding and market analysis.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including IRAs, 401(k)s, and pension maximization strategies tailored to individual tax situations and income needs.
How do you help business owners with financial planning?
We design employee benefit plans, non-qualified deferred compensation arrangements, and tax-advantaged savings strategies specifically for business owners and executives.
What investment products are available?
Our offerings include mutual funds, annuities, individual securities, and asset-allocated portfolios to suit different risk tolerances and investment objectives.
Are your advisors certified professionals?
Yes, our team includes Certified Financial Planners and Chartered Life Underwriters with decades of combined industry experience.
How can I schedule a consultation?
Contact us at 516-349-5555 or through our website to arrange a personalized consultation with a FINRA-registered financial advisor.
What areas do you serve?
While headquartered in Jericho, NY, we serve clients nationwide in states where we hold proper licensing and registrations.
