Business Details
Your Trusted Financial Partner in Sayre, PA
Guthrie Community Credit Union has been dedicated to serving the financial needs of our members since our establishment. We offer a comprehensive range of banking solutions, including savings and checking accounts, auto loans, home equity loans, mortgages, and credit cards. Our commitment to community development is reflected in our accessible services and personalized approach to financial management. With branches in Sayre and Troy, Pennsylvania, we prioritize convenience through extended drive-up hours and mobile banking capabilities. Our federally insured status through the National Credit Union Administration ensures the security of our members' assets.We specialize in competitive loan rates with no closing costs, flexible payment options, and financial education resources. Our team of experienced professionals works diligently to provide tailored solutions for both personal and business banking needs. As an equal opportunity lender, we adhere to strict compliance standards while maintaining a focus on local market expertise. Our new state-of-the-art headquarters will feature expanded services and a dedicated community room for member events. Through continuous innovation and community engagement, we strive to be the trusted financial partner for generations to come.
Services
Auto Loans
Home Equity Loans
Mortgages
Credit Cards
Savings Accounts
Checking Accounts
ATM Services
Loan Refinancing
Mobile Banking
Personal Loans
Highlights and features
- We offer federally insured accounts up to $250,000 through NCUA
- Our loan products feature competitive rates with no closing costs
- We provide 24/7 mobile banking access for account management
- Our local expertise serves communities in five New York and two Pennsylvania counties
- We offer flexible payment options including Skip-a-Pay programs
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Auto Loans
We offer competitive auto loan rates starting at 5.24% APR for new vehicles and 7.24% APR for used vehicles. Our financing options include terms up to five years with no closing costs. Our loan specialists help members find the best financing solutions for their automotive needs.
Home Equity Loans
Our fixed-rate home equity loans start at 5.70% APR with no closing costs. These loans allow homeowners to access funds for major expenses like home renovations or education costs. We provide personalized consultations to determine optimal loan amounts and repayment terms.
Mobile Banking
Our mobile app enables 24/7 account access for balance checks, bill payments, check deposits, and ATM location searches. The app includes security features like MasterCard SecureCode and real-time transaction alerts. Users can also manage credit cards and loan applications through the platform.
Savings Accounts
We offer multiple savings options including Prime Share Accounts, Youth Accounts, and Money Market Accounts. Our competitive interest rates help members grow their savings while maintaining liquidity. Special club accounts help with goal-based saving for specific purchases or events.
Credit Cards
Our Visa credit card products feature cashback rewards, balance transfer options, and credit line increase opportunities. Cardholders receive fraud protection and can manage accounts through our mobile app. We offer both standard and premium card options with varying benefits.
Questions
What loan products does Guthrie Community Credit Union offer?
We provide auto loans, home equity loans, mortgages, personal loans, recreational vehicle loans, and credit cards with competitive rates and flexible terms.
How can I access my account outside of branch hours?
Our mobile banking app provides 24/7 access for balance checks, bill payments, check deposits, and transaction monitoring.
Are my deposits insured at Guthrie Community Credit Union?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
Can I refinance existing loans with Guthrie Community Credit Union?
Yes, we offer auto loan refinancing options that may help reduce monthly payments for qualifying applicants.
What are the eligibility requirements for membership?
Anyone living, working, worshiping, or studying in specified New York and Pennsylvania counties is eligible to join.
Does Guthrie Community Credit Union offer business banking services?
While our primary focus is personal banking, we offer select business banking solutions including commercial loans and business accounts.
