Business Details
Your Community-Focused Financial Partner in Owensboro, KY
Daviess County Teachers Federal Credit Union has served the Owensboro community for over 50 years, providing comprehensive financial solutions tailored to individual needs. As a member-owned institution, we prioritize personalized service and community development through competitive banking products and educational resources. Our commitment to financial wellness extends to youth programs, local scholarships, and community reinvestment initiatives. With free checking options, low APR loan products, and certificate programs, we combine affordability with expert guidance to help members achieve long-term financial stability.Our team of banking professionals maintains a strong focus on digital accessibility through mobile banking tools while preserving the personal touch of local branch services. Through decades of operation, we've maintained our founding principle: placing members' interests at the core of every decision.
Services
Auto Loans
Mortgage Loans
Credit Cards
Financial Education
Certificate Programs
Free Checking Accounts
Mobile Banking
Scholarship Programs
Community Giving
Youth Financial Services
Highlights and features
- We offer member-owned financial services prioritizing community needs over corporate profits
- Our competitive APR rates on loans and credit products help members save money
- We provide free financial literacy resources for all age groups
- Our local decision-making ensures personalized service and faster loan approvals
- We reinvest in community development through scholarship programs and local initiatives
Services
Auto Loans
Our auto loan program offers competitive rates starting at 5.50% APR for qualified members. We provide financing options for both new and used vehicles with flexible terms to match your budget. Our local loan officers work directly with you to find the best financing solution for your transportation needs.
Mortgage Loans
We offer fixed-rate mortgage loans starting at 6.50% APR to help members achieve homeownership. Our mortgage specialists provide personalized guidance through the entire home buying process. We serve first-time buyers and experienced homeowners seeking refinancing or investment property financing.
Credit Cards
Our credit card options feature rates starting at 7.9% APR with rewards programs and fraud protection benefits. We offer both secured and unsecured cards to help members build credit responsibly. Cardholders receive 24/7 customer support and digital wallet integration.
Certificate Programs
Our certificate programs provide high-yield savings options with rates up to 5.00% APY. Members can choose from various term lengths to meet their savings goals while maintaining FDIC insurance protection. These programs offer predictable returns with guaranteed growth.
Financial Education
We provide free financial literacy resources including budgeting tools, credit counseling, and youth financial education programs. Our educational initiatives help members of all ages develop sound money management skills through workshops and online resources.
Questions
What services does Daviess County Teachers Federal Credit Union offer?
We provide auto loans, mortgages, credit cards, certificate programs, free checking accounts, financial education resources, and community development initiatives.
How can I access my account after hours?
Use our online banking portal or mobile app for 24/7 account access. Lost/stolen card reporting is available at 1-800-528-2273 and fraud assistance at 1-888-241-2440.
What community programs do you support?
We offer youth financial education, annual scholarships, and community giving programs. Visit our website for details about current initiatives and application processes.
What are your branch hours?
Lobby hours are Monday-Thursday 9:00 AM-4:30 PM, Friday 9:00 AM-5:00 PM. Drive-thru is open Monday-Friday 8:30 AM-5:00 PM.
How do I become a member?
Apply online or visit our Owensboro branch. Membership requires a $5 minimum deposit to open a savings account and eligibility based on our field of membership criteria.
