Business Details
11 Years
experience
Trusted Wealth Management Services in Santa Barbara & San Luis Obispo
Foronjy Financial has been dedicated to delivering personalized financial guidance since 2015, focusing on wealth management, retirement planning, and fiduciary services. Our team of certified professionals, including CFPs and a CFA charterholder, brings decades of combined experience in investment management and tax-efficient strategies. We prioritize client needs as a fiduciary, leveraging deep knowledge of California's unique financial landscape to serve clients locally and remotely.Our approach integrates estate planning, risk analysis, and Roth conversion strategies to create holistic solutions. With offices in Santa Barbara and San Luis Obispo, we combine local expertise with national service capabilities. Our commitment to transparency and client education has earned trust from individuals, retirees, and families seeking long-term financial security.
Services
Wealth Management
Retirement Planning
Tax Planning
Estate Planning
Risk Analysis
Roth Conversions
Investment Strategies
Financial Planning
Fiduciary Services
Portfolio Management
Details
- Year established: 2015
Highlights and features
- We act as fiduciaries with your best interests in mind
- Our team includes CFP professionals and a CFA charterholder
- We specialize in California-specific tax and estate planning
- We offer both in-person and remote financial advisory services
- Our fee structure scales with portfolio size for transparency
Associations and certifications
- SEC Registered Investment Adviser
- Certified Financial Planner (CFP)
- Chartered Financial Analyst (CFA)
What people say
Personalized service
Expertise
Trustworthy
Responsive communication
Satisfaction with strategies
Services
Wealth Management
Our comprehensive wealth management services coordinate investment strategies, tax planning, and estate solutions to create unified financial approaches. We help clients optimize portfolios while minimizing tax liabilities through personalized strategies. Our fiduciary advisors ensure all financial professionals work collaboratively toward your specific goals.
Retirement Planning
Specialized retirement planning services create sustainable income streams tailored to individual needs. We develop strategies for Social Security optimization, required minimum distributions, and legacy planning. Our approach balances current needs with long-term security through customized withdrawal strategies and portfolio allocations.
Tax Planning
Proactive tax planning services identify opportunities to minimize liabilities across investment, retirement, and estate strategies. We analyze Roth conversion benefits, tax-efficient investing, and income distribution timing. Our approach integrates with overall financial planning to maximize after-tax returns and future flexibility.
Estate Planning
Estate planning services coordinate with legal professionals to ensure proper asset distribution and tax optimization. We help implement wills, trusts, and beneficiary designations while addressing estate tax mitigation. Our advisors work with attorneys to align financial strategies with legal documentation for comprehensive wealth transfer plans.
Roth Conversions
Specialized Roth conversion analysis determines optimal timing and amounts for tax-free growth opportunities. We evaluate current tax brackets against future projections to maximize benefits. Our services include backdoor Roth strategies and mega backdoor conversions for clients seeking tax-efficient retirement income solutions.
People
Bryan Foronjy
Principal Wealth Manager
Bryan Foronjy, CFP, founded Foronjy Financial with over 15 years of financial services experience. He specializes in retirement income strategies and portfolio management, using sophisticated risk analysis tools to create personalized investment approaches for high-net-worth clients.
Emily Goodman
Wealth Manager
Emily Goodman, CFP, brings expertise in comprehensive financial planning and investment management. With a background in investment management, she helps clients balance current needs with future goals through tax-efficient strategies and personalized portfolio solutions.
Casey Marks
Wealth Manager
Casey Marks combines industry knowledge with client-focused service as a Wealth Management Advisor. He specializes in retirement planning strategies and portfolio management, bringing technical expertise and personalized attention to clients' financial planning needs.
Chris Bradley
Wealth Manager Assistant
Chris Bradley, CFA, oversees client service operations and compliance supervision. As a Wealth Manager Assistant, he provides analytical support for portfolio management and investment strategy implementation while maintaining fiduciary compliance standards.
Jennifer Foronjy
Director of Client Relations
Jennifer Foronjy manages client experience initiatives, ensuring personalized service delivery across all client interactions. She coordinates communication between advisors and clients while maintaining operational efficiency in client relationship management processes.
Questions
Are you a fiduciary financial advisor?
Yes, we act as fiduciaries in all client relationships, always prioritizing your best interests in investment and planning decisions.
Do you work with remote clients?
Yes, we serve clients nationwide through virtual meetings while maintaining our Santa Barbara and San Luis Obispo offices.
What investment strategies do you use?
We employ low-cost ETFs, individual stock portfolios, and limited structured products to create diversified, tax-efficient investment solutions.
What is your minimum investment requirement?
Our portfolio management services typically serve clients with $500,000+ investable assets, though exceptions exist for select relationships.
How are your fees structured?
We charge 1.0% annually on managed portfolios with discounts available for larger balances, billed quarterly from the account.
Do you offer Roth conversion analysis?
Yes, we provide comprehensive Roth conversion planning including timing strategies, tax implications, and backdoor Roth options.
