First Imperial Credit Union

First Imperial Credit Union is a member-focused financial institution that has been proudly serving the Imperial Valley community since 1956. Our mission is to provide inclusive and equitable financial services with an exceptional member-focused experience. We strive to offer a wide range of financial products and services to meet the diverse needs of our members, from checking and savings accounts to loans and credit cards.

At First Imperial Credit Union, we believe in building strong relationships with our members and the community. We are committed to providing personalized service, financial education, and affordable financial solutions to help our members achieve their financial goals. Our goal is to create a welcoming and inclusive environment for all, regardless of their background or financial situation.

Services Offered

At First Imperial Credit Union, we offer a variety of financial services to meet the needs of our members. Here are some of the services we offer:

• Checking Accounts: We offer several checking account options to fit your needs. Our basic checking account has no monthly fees and requires only a $25 minimum balance. We also offer interest-bearing checking accounts and accounts with added benefits, such as free checks and identity theft protection.
• Savings Accounts: We have savings accounts to fit your needs. Our regular savings account has a low minimum balance requirement and pays dividends monthly. We also offer emergency savings accounts, kids' savings accounts, and special savings accounts for specific goals, such as spring break or college.
• Certificates of Deposit (CDs): We offer CDs with terms ranging from 3 months to 5 years. Our CD rates are competitive, and we offer a variety of options to fit your investment goals.
• Retirement Accounts: We offer several retirement account options, including traditional and Roth IRAs, to help you save for the future.
• Loans: We offer a variety of loans to meet the needs of our members, including auto loans, home loans, and personal loans. We offer competitive interest rates and flexible terms to fit your budget.
• Credit Cards: We offer Visa credit cards with low interest rates and rewards programs. Our credit cards have no annual fees and offer benefits such as travel insurance and extended warranties.
• Online Banking: Our online banking platform allows you to access your accounts, transfer money, pay bills, and deposit checks from anywhere. You can also set up alerts and notifications to stay on top of your finances.
• Mobile Banking: Our mobile banking app allows you to check your account balances, transfer money, and pay bills on the go. You can also deposit checks using your mobile device.
• Insurance: We offer a variety of insurance products, including auto, home, and life insurance, to help protect you and your family.
• Financial Education: We offer financial education resources and workshops to help our members make informed financial decisions. Our goal is to empower our members to achieve financial stability and success.

First Imperial Credit Union is committed to providing exceptional financial services to our members. We are dedicated to building strong relationships with our members and the community. We invite you to become a member of our credit union and take advantage of the many benefits we offer.