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If it's broken, we can fix it!

At Brittany Olson Insurance Agency LLC, we're dedicated to helping our clients in Cloquet, Minnesota protect their homes, autos, businesses, and everything in between. Our team of skilled, knowledgeable, and personable staff are here to guide you in the right direction to financial security in case the unthinkable occurs.

Our agency offers a wide range of insurance services to cater to your needs. Whether you're looking for auto insurance to cover your car, truck, or SUV, flood insurance to protect your home from excess water, or classic car insurance for your vintage vehicle, we've got you covered. We also provide RV insurance for your recreational vehicle, homeowners insurance for your residence, renter's insurance for your contents as a tenant, life insurance to secure your family's future, motorcycle insurance for your bike, commercial insurance for your business, and umbrella insurance for excess liability claims.

Our Mission

Our mission at Brittany Olson Insurance Agency LLC is to provide top-notch insurance services to our clients. We believe in building strong relationships with our customers, understanding their unique needs, and providing them with the best possible coverage options. We strive to make the insurance process easy and stress-free, ensuring that our clients have peace of mind knowing they're protected against unforeseen events.

Our Services

We offer a variety of insurance services designed to meet the specific needs of our clients. Here are some of the services we provide:

  • Auto Insurance: Cover your car, truck, or SUV on the roadways. The law requires Minnesota drivers to carry a minimum of liability coverage to cover others' damages and injuries when you caused the accident. There are also collision, comprehensive, and additional policies for drivers to get the complete protection they desire for their automobile.
  • Flood Insurance: Defined as excess water on a normally dry area. In addition, it covers the loss of your home structure and belongings directly related to a flood.
  • Classic Car Insurance: Your vehicle may qualify for classic car insurance if over 15 years old, driven less than 5000 miles a year, kept in pristine condition, and used only as a secondary vehicle.
  • RV Insurance: Gives protection from excessive out-of-pocket expenses when a loss or at-fault accident causes bodily injury or property damage. It can provide financial compensation also for your costs associated with a breakdown on the road.
  • Homeowners Insurance: Protection of a home structure that you own or finance. It may also cover outer structures such as storage sheds, workshops, or barns.
  • Renter's Insurance: Covers your contents as a renter and additional living expenses when suffering loss because of a covered peril. It also offers liability coverage to protect you in case of a lawsuit when someone is hurt in your residence or found liable for the damages to the residence.
  • Life Insurance: When the unthinkable happens to you or a loved one, you can have coverage to help with final burial expenses medical bills, or replace wages lost associated with death.
  • Motorcycle Insurance: Like auto insurance, get coverage to protect you if you are at fault for damages or a policy to protect you in almost any scenario. You may only drive it a few months out of the year, so get the right amount of coverage you need to cover yourself in case of an accident.
  • Commercial Insurance: Protects your business office, commercial vehicles, and equipment used in your business in perils like wind, hail, tornado, theft, to name a few. Business liability is also available to protect your business if you are sued.
  • Umbrella Insurance: Personal liability insurance policy covers claims exceeding your liability limits on your auto, home, etc. It is excellent for excess claims, paying where your regular liability policy leaves off.

Why Choose Us?

At Brittany Olson Insurance Agency LLC, we pride ourselves on our commitment to customer service, our extensive knowledge of the insurance industry, and our ability to tailor insurance plans to meet each client's unique needs. We believe in building long-term relationships with our clients and providing them with the best possible coverage options. With our team of experienced professionals, you can trust that you're in good hands with Brittany Olson Insurance Agency LLC.

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