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South Texas Federal Credit Union, established in 1952, is a member-owned financial institution dedicated to empowering individuals and families in the Rio Grande Valley. We prioritize enriching the lives of our members and promoting financial well-being through personalized financial solutions and exceptional service.
Our Vision
Our vision is to be the leading financial institution in the Rio Grande Valley, inspiring financial success through personalized guidance and innovative solutions.
Our Mission
We exist to:
- Provide accessible and affordable financial services tailored to meet individual needs
- Empower members through financial education and personalized guidance
- Foster a strong and active membership through personalized service and community outreach
- Generate and return profits to our members through competitive rates and innovative products
Our Services
We offer a comprehensive range of services to meet your diverse financial goals and aspirations, including:
Personal Banking
- Classic Checking Accounts for everyday transactions
- Savings and Investment accounts for building your financial future
- Student Accounts designed to help young adults establish positive financial habits
- Credit Card options with competitive rates and rewards
Borrowing Solutions
- Spring Loans for unexpected expenses or financial goals
- Auto and Vehicle Loans for affordable auto purchases and vehicle refinancing
- Personal Loans to consolidate debt, finance larger purchases, or cover unforeseen expenses
- Credit Card Consolidation for simplified payments and reduced interest rates
Specialized Offerings
- Online and mobile banking for convenient account management from anywhere
- Text Banking for quick access to essential services via text message
- Award-winning mobile app with robust features and security
- Financial education resources to empower you to make informed financial decisions
Community Involvement
We are deeply rooted in the community, actively supporting local organizations and initiatives. We believe in sharing our success with the communities we serve.
Join South Texas Federal Credit Union today and experience the difference a member-owned institution can make in your financial life!

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