Btcu Your Community Credit Union

Building Trades Credit Union (BTCU) is a not-for-profit financial institution that has been serving the midwestern United States since its inception. Our union-based membership comprises a select group of individuals who are either members or employees of one of the several union and affiliated groups in the Midwest. We are proud to serve this exclusive community of hardworking individuals and their families, offering a wide range of financial services tailored to their specific needs.

As a credit union, we operate on the principle of people helping people. This means that our earnings are returned to our members in the form of lower loan rates, higher savings rates, and lower fees. Our commitment to our members goes beyond merely providing financial products; we strive to build lasting relationships based on trust, transparency, and mutual respect.

Our Services

At BTCU, we offer a comprehensive suite of financial services designed to meet the diverse needs of our members. Here are some of the services we provide:

• Savings Accounts: We offer various savings accounts options, including our Labor Saver account, which is required for membership. Our other savings accounts include Secondary Savings and Advantage Savings, all of which offer competitive interest rates.
• Checking Accounts: Our checking accounts are designed to suit all your transaction needs, with no fees, no minimum balance, and unlimited transactions.
• Credit Cards: We offer a competitive low variable rate Mastercard for our members' personal finance needs. Registering your card through eZCardinfo.com provides quick access to statements and rewards.
• Loans: We provide various loan products to meet all your financial needs, with a quick and easy application process, same-day approvals, electronic signing, discounts for automatic payments from a BTCU checking account, and great competitive rates.
• Auto, Home, and Life Insurance: We offer a variety of insurance options, including auto, home, and life insurance, all designed to provide our members with the necessary protection they need.
• Online and Mobile Banking: We provide our members with convenient online and mobile banking options, including mobile deposit, text banking, telephone banking, and eZCard info.
• Debit Cards & ATMs: Our members have access to over 5,000 participating credit unions nationwide through our Shared Branch Network, allowing them to access their money easily.

Our Mission

Our mission is to provide superior financial services that enable our members to achieve their financial goals and improve their quality of life. We aim to achieve this by maintaining a strong financial position, continually improving our products and services, and ensuring that our members receive the best possible value.

History

BTCU has a rich history dating back several decades. We have grown and evolved over the years, always striving to meet the changing needs of our members. Our commitment to our mission has remained unwavering, and we have consistently delivered on our promise to provide superior financial services to our members.

Governance

We are governed by a dedicated Board of Directors and Supervisory Committee, all of whom are committed to ensuring that BTCU remains a strong and viable financial institution. These volunteers are dedicated to serving the interests of our members and work tirelessly to ensure that we provide the best possible products and services.

Careers

We are always looking for talented and motivated individuals to join our team. If you are interested in a career at BTCU, please visit our website to learn more about our current job openings.

News

We regularly publish news and updates on our website, keeping our members informed about the latest developments at BTCU. We are excited to announce our recent Shoreview Groundbreaking Ceremony and look forward to the opening of our new Union Built Shoreview branch.

Locations

We have several convenient locations throughout the Midwest, making it easy for our members to access our services. Our members also have access to over 5,000 participating credit unions nationwide through our Shared Branch Network.