Business Details
42 Years
experience
Your Trusted Insurance Partner in Osmond, NE
Founded in 1984, New Frontier Insurance Agency has grown from a home-based operation to a trusted community-focused agency in downtown Osmond. Our team of licensed professionals brings decades of combined experience in crop insurance, property and casualty coverage, and risk management solutions. We prioritize customer needs through personalized service, leveraging technology like precision agriculture data integration and drone assessments to enhance efficiency.As active community members serving as volunteer firefighters, EMTs, and mentors, we combine local knowledge with industry expertise to deliver tailored insurance strategies. Our commitment to transparency, continuous education, and innovative products ensures clients receive comprehensive protection aligned with their unique agricultural and personal needs.
Services
Crop Insurance
Property and Casualty Insurance
Multi-Peril Crop Insurance
Production Hail & Wind Insurance
Margin Protection
Livestock Risk Protection
Pasture Rangeland Forage Insurance
Drone Damage Assessment
Precision Agriculture Data Reporting
Risk Management Consultation
Details
- Year established: 1984
Highlights and features
- We offer 35+ years of local agricultural insurance expertise
- Full-time crop insurance specialists available year-round
- Community involvement through volunteer emergency services and mentoring
- Technology integration for precision agriculture data reporting
- Independent agency access to multiple insurance providers
Services
Crop Insurance
Our specialized crop insurance solutions protect Nebraska farmers against yield losses and revenue declines from natural disasters, disease, and market fluctuations. Full-time agents provide year-round consultation for federal and private plans including Multi-Peril Crop Insurance and Production Hail policies. We help clients customize coverage based on field-specific risk factors, irrigation status, and yield history to ensure comprehensive protection.
Multi-Peril Crop Insurance
Federal Multi-Peril Crop Insurance (MPCI) covers losses from drought, excessive moisture, hail, and price drops for over 120 crops. Our agents assist with policy selection, planting date documentation, and claims processing. We specialize in optimizing coverage levels for both irrigated and non-irrigated acres while ensuring compliance with USDA Risk Management Agency requirements.
Production Hail & Wind Insurance
This endorsement provides additional protection beyond MPCI policies, covering up to 120% of approved yields. We offer customizable plans with green snap/wind endorsements for corn operations vulnerable to severe weather. Our agency ensures timely coverage activation and provides drone-based damage assessments to expedite claims processing for storm-affected fields.
Margin Protection
Available for Nebraska corn and soybean producers, Margin Protection insurance safeguards against revenue declines from reduced county yields or increased input costs. We help clients integrate this area-based product with existing revenue protection plans, using historical data and current market trends to optimize coverage parameters for maximum financial security.
Precision Agriculture Integration
We connect clients' precision farming equipment to insurance processes for accurate acre reporting, yield documentation, and claim submissions. Our system utilizes GPS data and drone imagery to verify crop conditions, potentially reducing premiums and improving Actual Production History calculations through precise field-by-field recordkeeping.
People
Dennis Kuhl
Crop Insurance Specialist
18-year insurance veteran with agricultural manufacturing background. Licensed in all insurance lines, focusing on crop policies. Active volunteer firefighter and community leader in Osmond since 2000.
Garret Kuhl
Full-Time Crop Agent
Crop insurance specialist since 2013 with Purdue Ag Business studies. Handles sales, claims, and data processing. Developed agency website and drone technology applications for damage assessment in Northeast Nebraska.
Brianna Schmit
Crop Insurance Agent
Licensed crop and livestock risk protection agent since 2018. University of Nebraska-Lincoln graduate with agricultural economics degree. Manages marketing, data processing, and technology integration for the agency's tech initiatives.
Jodi Timmerman
Property & Casualty Agent
17-year property and casualty insurance professional with agricultural background. Former Norfolk agency representative now serving Osmond community. Focuses on personalized client relationships and local farming community needs.
Pam Johnson
Office Manager
9-year agency veteran with 25-year accounting background. Manages financial operations and client scheduling. Active community mentor and church treasurer assistant in Osmond since 2010.
Questions
Why do Nebraska farmers need crop insurance?
Crop insurance protects against unpredictable losses from hail, drought, disease, and market fluctuations. It's essential for financial stability in modern agriculture where unexpected events can significantly impact investments.
What makes your agency different from others?
We're the only agency in Northeast Nebraska with full-time crop insurance specialists and drone technology for damage assessment. Our generational agricultural experience and community involvement create unique local expertise.
How do you help with insurance claims?
We use precision agriculture data and drone imagery to document losses, streamline reporting, and ensure accurate claims processing. Our local agents provide on-site support for storm-damaged fields.
What insurance products do you specialize in?
Crop insurance (MPCI, Production Hail), Margin Protection, Livestock Risk Protection, and Pasture Rangeland Forage insurance. We also offer property-casualty coverage for homes, farms, and vehicles.
How do you use technology in your services?
We integrate precision farming data for accurate reporting, use drones for field damage assessments, and maintain a digital platform for policy management and communication with producers.
