Seaboard Federal Credit Union

At Seaboard Federal Credit Union, we pride ourselves on being the smart place for your money. Established in 1940, we have been serving businesses and individuals who live, work, worship, or attend school in Hancock, Washington, Waldo, or Penobscot Counties, Maine for over eight decades. Our mission is to meet the financial needs of our members, and we strive to achieve this by providing a wide range of services tailored to meet your unique needs.

About Seaboard Federal Credit Union

As a member-owned financial institution, Seaboard Federal Credit Union is democratically controlled, and our members take part in shaping their financial future by electing our Board of Directors. We are committed to keeping costs low and returning profits to our members through lower fees and higher dividends. Unlike other financial institutions, we are not for profit, but for service, which sets us apart from the rest. Our members' accounts are insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

Services Offered by Seaboard Federal Credit Union

At Seaboard Federal Credit Union, we offer a comprehensive range of services designed to meet the diverse needs of our members. Our services include:

• Banking Services: We offer a variety of banking services, including personal and business banking, pay online and transfer funds, savings rates, and service fees. We provide mobile banking apps for your convenience, allowing you to access your accounts from anywhere at any time.
• Loans: We offer a range of loan products, including home equity loans, student loans, fixed and adjustable-rate mortgages, consumer loans, and real estate loans. Our loan calculators enable you to estimate your monthly payments and make informed decisions.
• Insurance Products: We provide insurance products that protect you and your family. Our insurance products include GAP protection, Route 66 extended warranty, and VISA credit cards.
• Merchant Services: We offer merchant services that enable businesses to accept payments from their customers. Our merchant services include credit and debit card processing, mobile payments, and electronic check services.
• Investment Services: We offer investment services that enable you to grow your wealth. Our investment services include retirement calculators, budget calculators, and financial education resources.

Membership at Seaboard Federal Credit Union

Membership at Seaboard Federal Credit Union is open to individuals and businesses who live, work, worship, or attend school in Hancock, Washington, Waldo, or Penobscot Counties, Maine. To become a member, all you need is to invest $5.00 in a savings account, and this will open a world of privileges available to you and your family. As a member, you are not just an account holder but an owner, and this sets us apart from other financial institutions.

The Seaboard Federal Credit Union Difference

At Seaboard Federal Credit Union, we are committed to providing exceptional service to our members. We are a not-for-profit organization, which means we are focused on serving our members, not generating profits. Our members are our owners, and this unique structure enables us to provide lower fees, higher dividends, and better rates than traditional financial institutions.

When you choose Seaboard Federal Credit Union, you are choosing a partner that is committed to helping you achieve your financial goals. Our team of dedicated professionals is here to provide you with the guidance and support you need to make informed financial decisions.