Business Details
Your Trusted Partner for Fee-Only Financial Planning Solutions
Hamilton Financial Planning is a fee-only independent financial advisory firm dedicated to providing personalized financial planning and wealth management services. With over 25 years of experience in financial management, we specialize in helping Baby Boomers and retirees achieve financial independence through tax optimization, retirement planning, and investment management. Our services are built on a foundation of fiduciary responsibility, transparency, and client-centric care. We operate from offices in Austin and Houston, Texas, serving clients across Texas, Louisiana, Florida, and South Carolina.Our team holds the Certified Financial Planner (CFP) designation and adheres to rigorous ethical standards, ensuring unbiased advice aligned with client interests. We focus on creating comprehensive financial plans tailored to individual goals, utilizing evidence-based investment strategies through Dimensional Fund Advisors. Our commitment to ongoing education and client confidentiality underscores our dedication to long-term financial success for every client.
Services
Financial Planning
Wealth Management
Retirement Planning
Tax Planning
Estate Planning
Investment Management
Cash Flow Analysis
Risk Management
Education Planning
Charitable Giving Strategies
Highlights and features
- We offer 25+ years of financial management experience and 250+ personalized financial plans completed.
- Our team holds the Certified Financial Planner (CFP) designation with annual 30+ hours of continuing education.
- We operate as a fee-only fiduciary, ensuring unbiased advice with no commissions or sales pressure.
- Our evidence-based approach utilizes Dimensional Fund Advisors for systematic, research-driven investing.
- We prioritize client confidentiality and transparent fee structures with no hidden costs.
Associations and certifications
- Certified Financial Planner Board of Standards
Services
Financial Planning
Our hourly financial planning services address specific client goals through customized strategies. We analyze cash flow, retirement needs, tax implications, and risk management to create actionable plans. Clients benefit from transparent pricing and no long-term commitments, ensuring flexibility and control over their financial decisions.
Wealth Management
Comprehensive wealth management includes ongoing investment management, retirement planning, and financial modeling. We use Dimensional Fund Advisors for systematic investing and charge asset-based fees. Services focus on tax optimization, portfolio rebalancing, and long-term growth strategies tailored to individual risk tolerance and life goals.
Retirement Planning
We specialize in retirement planning for Baby Boomers, addressing income sustainability, tax reduction, and lifestyle adjustments. Our process includes cash flow analysis, withdrawal planning, and estate considerations. Clients receive personalized roadmaps to ensure financial security during retirement without unexpected shortfalls.
Tax Planning
Our tax planning services identify savings opportunities through strategic deductions, retirement account management, and charitable giving. We integrate tax-efficient investing with overall financial plans to minimize liabilities. Clients gain clarity on current obligations and long-term tax reduction strategies aligned with their financial goals.
Estate Planning
Estate planning ensures client wishes are honored through wills, trusts, and asset distribution strategies. We collaborate with legal professionals to address family dynamics and legacy goals. Services prevent posthumous conflicts and secure wealth transfer while minimizing probate complexities and tax impacts.
People
Scott Hamilton
Founder & Chief Financial Officer
Scott Hamilton, CFP, has 25+ years of financial management experience, including roles at Exxon and Dell. He holds an MBA in International Finance from Pepperdine University and has designed 250+ financial plans. Licensed in four states, Scott specializes in evidence-based investing and retirement strategies for Baby Boomers.
Questions
What services are included in your financial planning?
Our services include retirement planning, tax optimization, estate planning, investment management, cash flow analysis, and risk assessment tailored to individual goals.
How are your fees structured?
We offer hourly financial planning ($3,500–$5,500) and wealth management with asset-based fees (0.85%–0.30% annually) with no hidden costs or commissions.
What makes you different from other financial advisors?
We are fee-only fiduciaries with CFP certification, prioritizing client interests over sales incentives. Our evidence-based approach uses Dimensional Fund Advisors for systematic investing.
Do you work with clients outside Texas?
Yes, we are licensed in Texas, Louisiana, Florida, and South Carolina, offering virtual and in-person services to clients across these states.
How do you ensure client confidentiality?
We adhere to strict privacy policies, never sharing personal information without legal requirement or client consent. All data is securely managed and protected.
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