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50+ Years
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Your Independent Insurance Experts Since 1966
Since 1966 California Meridian Insurance Services has provided comprehensive insurance solutions to individuals and businesses across California. As an independent agency we prioritize personalized service by partnering with multiple trusted carriers to deliver tailored coverage options. Our team of experienced professionals specializes in auto home business life and health insurance with a commitment to helping clients navigate risks and secure financial protection.

We combine decades of industry expertise with localized market knowledge to offer competitive rates and customized risk management strategies. Our dedication to community service and client advocacy has established us as a reliable partner for insurance needs throughout the state.
Services
Business Insurance Home Insurance Auto Insurance Life Insurance Health Insurance Flood Insurance Earthquake Insurance Commercial Auto Insurance Workers Compensation General Liability Insurance
Details
  • Year established: 1966
Highlights and features
  • We have over 50 years of experience serving California communities.
  • Our team offers 24/7 personalized insurance support.
  • We provide local market expertise for Atascadero and surrounding areas.
  • We partner with multiple top-rated insurance carriers.
  • We guarantee personalized service with no cookie-cutter policies.
Services
Business Insurance
We provide comprehensive business insurance solutions including property liability and business interruption coverage. Our policies protect small to medium-sized enterprises against risks like fire vandalism and natural disasters. With customized BOP packages we help businesses in Atascadero and statewide maintain operational continuity through tailored risk management strategies.
Home Insurance
Our home insurance policies cover dwellings and personal property against common perils including fire theft and weather damage. We offer specialized coverage for earthquakes floods and other California-specific risks. Policyholders receive personalized guidance to ensure adequate protection for their homes rental properties and valuable possessions.
Auto Insurance
We provide auto insurance for personal and commercial vehicles including cars motorcycles and classic cars. Our policies offer liability coverage collision protection and uninsured motorist coverage. We specialize in helping drivers find competitive rates while ensuring compliance with California's insurance requirements.
General Liability Insurance
This essential coverage protects businesses against third-party claims for property damage bodily injury and advertising errors. We offer customized liability packages including professional liability and employment practices coverage to mitigate legal risks for California businesses across various industries.
Workers Compensation Insurance
We provide workers compensation policies that cover medical expenses and lost wages for injured employees. Our plans include access to medical networks case management services and safety consulting to help California employers maintain workplace safety while complying with state-mandated coverage requirements.
People
Jackie Deskin
Account Manager Commercial Insurance
Specializes in commercial insurance solutions with extensive experience protecting California businesses against operational risks.
Ted Jacobson
Principal Agent
Brings decades of local market expertise to help clients navigate both personal and business insurance complexities.
Stan Smith
Principal Agent
Provides personalized insurance guidance to Eureka-area clients leveraging deep knowledge of regional risk factors.
Gabriel Saldana
Agent
Delivers tailored insurance solutions to Santa Barbara residents with focus on home and auto coverage.
Frank Walsh
Agent
Specializes in connecting California businesses with customized commercial insurance packages through multiple carrier options.
Questions
What types of insurance do you offer?
We provide auto home business life health and specialty insurance including flood earthquake and commercial liability coverage.
Why use an independent insurance agent?
As independent agents we compare policies from multiple carriers to find customized solutions that best meet your specific coverage needs and budget.
Do you serve areas outside Atascadero?
We serve all of California with office locations in Atascadero Santa Barbara and Eureka to better assist local clients.
How quickly can I get insurance quotes?
Request a free online quote anytime or call during business hours to receive personalized insurance comparisons within minutes.
What business insurance packages are available?
We offer Business Owners Policies (BOP) combining property liability and business interruption coverage along with specialized commercial auto and workers compensation options.
Can you help with insurance claims?
We partner with carriers known for prompt claim resolution and provide ongoing support throughout the entire claims process.