Business Details
41 Years
experience
Your Trusted Insurance Partner in Flower Mound, TX
JME Insurance has served Texas businesses and individuals for over four decades, establishing itself as a trusted partner in navigating complex insurance options. As an independent brokerage, we provide access to multiple carriers, tailoring health, dental, life, and disability insurance solutions to meet clients' unique needs. Our experienced team simplifies coverage selection, ensuring clarity and long-term client relationships. With a focus on small to mid-sized businesses and individual clients, we offer personalized service and white-glove attention.Our commitment to demystifying insurance options has earned us longstanding client loyalty, with many relationships spanning 15+ years. We specialize in adapting benefit packages for growing businesses and guiding individuals through Medicare transitions, all while maintaining rapid response times for client inquiries.
Services
Health Insurance
Dental Insurance
Life Insurance
Disability Insurance
Medicare Supplements
Individual ACA Plans
Group Health Plans
Vision Insurance
Details
- Year established: 1985
Highlights and features
- Specialize in small to mid-sized business groups with personalized service
- Demystify insurance options through tailored recommendations
- Offer white-glove service for clients of all sizes
- Maintain rapid response times for client inquiries
- Build long-term relationships with 15+ year client retention
Services
Health Insurance
We provide comprehensive health insurance solutions for businesses and individuals. Our offerings include group plans for small employers and individual marketplace policies with premium tax credit assistance. We specialize in helping clients navigate network options, deductible structures, and preventive care benefits while ensuring compliance with Affordable Care Act requirements.
Medicare Supplements
Our Medicare supplement plans help cover out-of-pocket costs from Original Medicare. We guide clients through Medigap options, explaining coverage for deductibles, coinsurance, and copays. Our specialists help compare plan benefits and pricing to find solutions that provide predictable healthcare expenses for Texas seniors.
Group Insurance
We design customized group insurance packages for small to mid-sized businesses. Our services include plan selection from major carriers like Blue Cross Blue Shield, compliance guidance, and annual renewal analysis. We help employers create competitive benefits packages while managing premium costs through experience-based recommendations.
Life Insurance
We offer term and permanent life insurance solutions to protect families and business interests. Our agents explain policy features, underwriting processes, and coverage amounts needed to replace income or cover final expenses. We work with multiple carriers to find options that match clients' financial goals and risk profiles.
Disability Insurance
Our disability insurance solutions help protect earned income against unexpected illness or injury. We explain short-term and long-term policy differences, elimination periods, and benefit structures. We serve self-employed professionals and families who need income replacement coverage to maintain financial stability during medical leave.
Questions
What insurance companies do you work with?
We partner with major Texas insurers including Blue Cross Blue Shield, UnitedHealthcare, and Baylor Scott & White for health coverage, with additional dental and vision options through Humana.
Can I buy insurance outside open enrollment?
Employers can purchase group plans any month, while individuals need qualifying events like job loss to enroll outside November 1-December 15 marketplace open enrollment.
How do I get a quote?
Request a quote through our website or call (972) 245-0266 to speak with a licensed agent who will compare plans based on your specific needs and budget.
Do you offer 24/7 service?
Our regular business hours are Monday-Friday 8:30 AM-4:30 PM, but we provide after-hours contact options for urgent client needs.
Are there financial assistance options?
Individuals may qualify for premium tax credits through the ACA marketplace based on income, while employers can explore pre-tax Section 125 plan options.
What areas do you serve?
We primarily serve Texas businesses and residents, with specialized knowledge of local healthcare networks and insurance market conditions.
