Business Details
43 Years
experience
Your Trusted Mortgage Partner in Portsmouth, NH
HarborOne Mortgage has been a trusted leader in residential mortgage lending across the Northeast since 1983. As a wholly owned subsidiary of HarborOne Bank, we combine the strength of a $5.4B community bank with a seasoned team of mortgage professionals. Our expertise spans conventional, jumbo, government-backed, and specialized loan programs, supported by decades of experience in residential financing.We serve homeowners across 11 states, offering tailored guidance and a commitment to exceptional service through our HarborOne Mortgage Experience (HOME). Backed by partnerships with state housing programs and a deep understanding of evolving mortgage needs, we prioritize transparent communication and client-centric solutions to make home financing accessible and seamless.
Services
Conventional Mortgages
Jumbo Mortgages
Construction Loans
First-Time Homebuyer Programs
FHA Loans
VA Mortgages
Government Loans
State Housing Programs
Adjustable Rate Mortgages
Fixed Rate Mortgages
Details
- Year established: 1983
Highlights and features
- We offer 40+ years of expertise in residential mortgage lending since 1983.
- Our team includes certified mortgage originators with specialized product knowledge.
- We provide access to a wide range of loan programs, including government-backed and specialty options.
- We maintain partnerships with state housing agencies to support first-time homebuyers.
- Our HarborOne Mortgage Experience ensures transparent communication and client-focused service.
Services
Conventional Mortgages
Conventional mortgages offer fixed or adjustable rates for home purchases or refinancing. Ideal for borrowers with strong credit, these loans provide predictable payments and flexible terms. Our team helps clients navigate options to align with long-term financial goals.
Jumbo Mortgages
Jumbo mortgages serve high-cost areas with loan amounts exceeding conforming limits. We specialize in non-conforming loans for luxury homes, offering competitive rates and personalized underwriting for qualified borrowers seeking tailored financing solutions.
Construction Loans
Construction loans fund land acquisition and custom home building projects. Our interest-only payment terms during construction phase transition to amortizing loans post-building, supporting seamless financing for new home creation with competitive rate structures.
Government Loans
Government-backed loans include FHA, VA, and USDA programs with low down payment options. We assist first-time buyers and veterans through simplified qualification processes, ensuring accessible homeownership opportunities with specialized underwriting support.
State Housing Programs
State housing programs provide down payment assistance and favorable terms for first-time homebuyers. We partner with agencies across multiple states to deliver locally-tailored financing solutions, helping clients leverage tax credits and educational resources for sustainable homeownership.
People
Camille Madden
President
Camille Madden leads HarborOne Mortgage with strategic vision, leveraging extensive industry experience to drive growth and operational excellence across residential lending initiatives.
Timothy Boyle
Executive Vice President Chief Financial Officer
Timothy Boyle oversees financial operations, ensuring fiscal stability and compliance while supporting mortgage product development through data-driven risk management strategies.
David Gravelle
Senior Vice President
David Gravelle specializes in mortgage operations management, focusing on process optimization to enhance loan origination efficiency and customer satisfaction metrics.
Laura Beavis
Senior Vice President
Laura Beavis directs key mortgage initiatives, combining client relationship expertise with market analysis to develop targeted financing solutions for diverse borrower profiles.
Jason Swanson
Senior Vice President Chief Risk Officer
Jason Swanson manages enterprise risk frameworks, implementing safeguards that balance regulatory compliance with innovative mortgage product offerings to protect client interests.
Questions
What mortgage programs do you offer for first-time homebuyers?
We provide specialized first-time homebuyer programs with down payment assistance, including partnerships with state agencies like MassHousing and NHHFA.
How does a jumbo mortgage differ from a conventional loan?
Jumbo mortgages exceed FHFA conforming loan limits, serving high-cost areas with customized underwriting for luxury or high-value properties.
Can I get pre-approved for a mortgage before house hunting?
Yes, our pre-approval process helps determine qualifying loan amounts, strengthening purchase offers with verified financial assessments.
Do you offer construction financing options?
We provide construction loans with interest-only payments during building phases, transitioning to amortizing loans post-completion for new home projects.
What government-backed mortgage programs are available?
Our government loan portfolio includes FHA, VA, USDA, and state-specific programs with reduced down payment requirements and flexible qualification criteria.
How do adjustable rate mortgages (ARMs) work?
ARMs feature initial fixed-rate periods followed by periodic adjustments tied to market indexes, offering lower early payments with risk management guidance.
