Business Details
19 Years
experience
Your Trusted Mortgage Lender in Chandler, AZ
At Geneva Financial, we approach every aspect of our business from the inside-out, prioritizing our mortgage loan originators and support staff to deliver an exceptional customer experience. Founded in 2007, we are a direct mortgage lender headquartered in Chandler, Arizona, with over 100 branch locations nationwide. Our mission is rooted in the principle of taking care of humans first, which has driven our growth and success over the years. We launched our human-powered approach in 2019, emphasizing the importance of a dedicated human loan officer for every client throughout the mortgage process. Our culture-forward mindset ensures that both our team and customers benefit from a commitment to core values, including authenticity and trust.We offer a wide range of loan products, including conventional, FHA, VA, USDA, jumbo, and specialty loans, tailored to meet the diverse needs of our clients. With a focus on white-glove service, we are available to our clients during evenings, weekends, and early mornings to accommodate their schedules. Our dedication to the human element in mortgage lending has earned us recognition as a top mortgage employer. We continue to innovate and lead in the mortgage industry by combining technology with personalized service, ensuring that our clients receive the best possible support in achieving their homeownership goals.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinance Loans
Reverse Mortgages
Condo Financing
Down Payment Assistance
First-Time Homebuyer Programs
Details
- Year established: 2007
Highlights and features
- We provide a dedicated mortgage loan officer for every client throughout the entire transaction.
- Our team offers 24/7 availability to accommodate your schedule.
- We have over 15 years of experience in the mortgage industry.
- We offer a wide range of loan products tailored to meet diverse client needs.
- We prioritize a culture-first approach that benefits both our team and customers.
Associations and certifications
- NMLS
What people say
Dedicated loan officers
Personalized service
Seamless mortgage process
24/7 availability
Wide range of loan options
Services
Conventional Loans
Conventional loans are mortgage options not backed by federal agencies, ideal for borrowers with strong credit and down payments. These loans offer flexibility in terms and rates, making them suitable for a wide range of homebuyers. At Geneva Financial, we provide competitive conventional loan options tailored to your financial situation.
FHA Loans
FHA loans are insured by the Federal Housing Administration, offering low down payment options for qualified borrowers. These loans are ideal for first-time homebuyers or those with limited credit history. Geneva Financial offers FHA loans with competitive rates and personalized guidance throughout the process.
VA Loans
VA loans are designed for veterans and active-duty service members, offering no down payment and competitive rates. These loans are guaranteed by the federal government and available through VA-approved lenders. Geneva Financial specializes in VA loans with expert support for military families.
Jumbo Loans
Jumbo loans exceed conforming loan limits, catering to high-end property purchases. These loans require higher credit scores and larger down payments but offer flexibility for luxury homebuyers. Geneva Financial provides jumbo loan options up to $3.5 million with tailored terms.
Refinance Loans
Refinance loans allow homeowners to replace existing mortgages with new terms, often to lower rates or access equity. Options include rate-and-term and cash-out refinancing. Geneva Financial offers competitive refinance solutions with expert advice to meet your financial goals.
Questions
What types of mortgage loans does Geneva Financial offer?
Geneva Financial offers conventional, FHA, VA, USDA, jumbo, refinance, reverse, condo financing, down payment assistance, and first-time homebuyer programs.
Can I get a mortgage with no down payment?
Yes, VA and USDA loans offer no down payment options for eligible borrowers.
Are there mortgage options for first-time homebuyers?
Yes, we offer first-time homebuyer programs with low down payment options and assistance programs.
What is a jumbo loan?
A jumbo loan exceeds conforming loan limits, typically used for high-value properties, with amounts up to $3.5 million.
Can I refinance my existing mortgage?
Yes, we offer refinance options to lower rates, adjust terms, or access home equity through cash-out refinancing.
What are renovation loans?
Renovation loans finance home improvements, including FHA 203(k) and HomeStyle Renovation loans for major upgrades.