Business Details
11 Years
experience
Your Trusted Partner for Financial Planning in Phoenix, AZ
Bayntree Wealth Advisors is a Phoenix-based financial planning firm dedicated to helping individuals, families, and business owners achieve their retirement goals through personalized strategies. Founded in 2015, our team brings over 60 years of combined experience in financial planning, wealth management, and retirement solutions. We specialize in income planning, investment management, tax strategies, risk management, and legacy planning, tailoring each approach to align with clients' unique goals and values. Our collaborative process begins with understanding clients' aspirations, ensuring strategies evolve with their changing needs.We prioritize trust, transparency, and long-term relationships, serving clients across Scottsdale, Phoenix, and Arizona. Our conservative investment approach focuses on wealth preservation and growth, while our proactive tax planning minimizes liabilities. We address longevity risks through comprehensive insurance analysis and guide clients in creating estate plans that honor their legacies. With 500+ families prepared for their futures, we empower clients to retire confidently. Our client-centric philosophy ensures every decision reflects our commitment to exceptional service and measurable results.
Services
Income Planning
Investment Management
Tax Strategies
Risk Management
Legacy Planning
Details
- Year established: 2015
Highlights and features
- We have 10+ years of experience in personalized financial planning.
- Our team brings 60+ years of combined advisory expertise.
- We serve 500+ families with tailored retirement strategies.
- We prioritize trust, transparency, and evolving client relationships.
- Our conservative investment approach focuses on wealth preservation.
Services
Income Planning
Our income planning service creates predictable cash flow strategies to support retirement lifestyles. We analyze assets and transition plans to ensure financial stability post-retirement. Clients receive customized roadmaps aligned with their long-term goals.
Investment Management
We develop conservative investment strategies focused on wealth preservation and accumulation. Our approach tailors portfolios to individual risk tolerance and adjusts plans as circumstances evolve. The goal is consistent growth with minimized market volatility exposure.
Tax Strategies
Our proactive tax planning minimizes liabilities through year-round analysis of financial landscapes. We integrate tax-efficient strategies into comprehensive plans to maximize savings. This approach ensures clients retain more of their hard-earned wealth.
Risk Management
We assess insurance needs including health, long-term care, and life coverage. Our strategies mitigate longevity risks and protect assets from market volatility. Personalized plans address clients' unique financial vulnerabilities.
Legacy Planning
Our legacy planning ensures assets are distributed according to clients' wishes. We coordinate with estate attorneys to create wills, trusts, and power of attorney documents. Plans minimize taxes and legal complexities for loved ones.
People
Andrew Rafal
CEO
Andrew Rafal founded Bayntree Wealth Advisors in 2015 with a vision for client-focused financial advisory services. He leads the firm's strategic direction and maintains a commitment to personalized client relationships.
Brian Hartstein
Partner
Brian Hartstein holds multiple certifications including MSFS, CLU, ChFC, and CPFA. With decades of experience, he specializes in comprehensive financial planning and wealth management strategies for high-net-worth clients.
Jonathan Gengle
Senior Financial Advisor
Jonathan Gengle provides expert financial guidance with a focus on retirement planning. His client-centered approach emphasizes long-term relationships and tailored investment strategies to meet individual goals.
Cathy Adair
Director of Marketing
Cathy Adair leads marketing initiatives with an MBA and extensive experience in financial services marketing. She develops strategies to enhance client engagement and brand visibility across Arizona.
Lexi Onishenko
Associate Marketing Director
Lexi Onishenko manages marketing operations and client communications. Her strategic approach supports the firm's growth objectives while maintaining alignment with client-focused service standards.
Questions
What financial planning services do you offer?
We provide income planning, investment management, tax strategies, risk management, and legacy planning tailored to individual retirement goals.
Do you work with out-of-state clients?
While we primarily serve Arizona residents, we can discuss options for out-of-state clients on a case-by-case basis.
How are your investment strategies structured?
Our conservative approach focuses on wealth preservation and growth, with portfolios customized to individual risk tolerance and goals.
What experience does your team have?
Our advisors have 60+ years of combined experience, with certifications including MSFS, CLU, ChFC, and CPFA.
How do you charge for your services?
We use a transparent fee structure based on assets under management, with details provided during initial consultation.
Can you help with estate planning?
Yes, we coordinate with licensed attorneys to create comprehensive estate plans including wills, trusts, and power of attorney documents.
Videos
