Business Details
48 Years
experience
Your Trusted Bankruptcy Attorneys in San Jose
Established in 1978, the Law Offices Of David A Boone specialize in bankruptcy law, offering comprehensive solutions for individuals and businesses facing financial distress. Our firm combines over 45 years of legal expertise with a client-centric approach, focusing exclusively on bankruptcy cases including Chapters 7, 11, 12, and 13. We pioneered landmark lien-stripping cases in the 9th Circuit Court of Appeals, achieving over 750 successful lien removals for clients.Our team of experienced attorneys and support staff provides personalized guidance, ensuring clients retain assets while eliminating debt through strategic legal processes. We prioritize transparency, aggressive representation, and practical solutions tailored to each client's unique financial situation.
Services
Chapter 7 Bankruptcy
Chapter 11 Reorganization
Chapter 12 Farm Debt Relief
Chapter 13 Repayment Plans
Lien Stripping
Details
- Year established: 1978
Highlights and features
- Over 45 years of specialized bankruptcy experience since 1978
- Pioneered landmark lien-stripping cases in the 9th Circuit
- 99.9% success rate in zero-payments for unsecured creditors
- Free initial consultation with attorney David Boone directly
- Handles all bankruptcy chapters including complex cases
What people say
Landmark lien-stripping cases
Aggressive representation
Free initial consultation
99.9% success rate
Experienced attorneys
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for qualifying individuals. This process eliminates unsecured debts while protecting exempt assets. Our firm ensures clients understand exemption limits and qualification requirements, offering $800 flat-fee filings with no hidden costs. Most clients complete this process within 4-6 months.
Chapter 13 Bankruptcy
Chapter 13 establishes structured repayment plans for debtors with regular income. This option allows debtors to retain assets while repaying secured debts over 3-5 years. Our firm offers $0 upfront fees with payments integrated into court-approved plans, helping clients catch up on mortgage arrears and vehicle loans.
Lien Stripping
Lien stripping removes junior mortgages and HELOCs from properties worth less than first mortgage balances. As pioneers of this practice in the 9th Circuit, we've successfully eliminated over 750 liens for clients, permanently reducing property debt burdens through court-confirmed strategies.
Chapter 12 Bankruptcy
Chapter 12 offers debt restructuring for family farmers and fishermen. This specialized bankruptcy allows agricultural operations to maintain business continuity while modifying debt payments. Our attorneys guide clients through the unique requirements of this streamlined reorganization process.
Chapter 11 Bankruptcy
Chapter 11 facilitates business reorganization for corporations and high-debt individuals. Our experienced team navigates complex court requirements, having confirmed dozens of reorganization plans for businesses and individuals exceeding Chapter 13 debt limits.
People
David A. Boone
Attorney
Bankruptcy specialist since 1978 with engineering background from Southern Methodist University. Pioneered landmark lien-stripping cases in the 9th Circuit Court of Appeals. Combines technical expertise with legal practice to provide strategic debt solutions for clients.
Questions
What bankruptcy chapter is right for my situation?
Chapter 7 eliminates unsecured debt for qualifying individuals. Chapter 13 restructures secured debts over 3-5 years. Chapter 12 serves family farmers. Our attorneys analyze your financial situation to recommend the optimal solution.
Can I keep my home during bankruptcy?
Chapter 13 allows you to retain property while catching up on mortgage payments. Chapter 7 protects exempt equity. Our lien-stripping expertise can remove junior mortgages when property values fall below first mortgage balances.
How much does bankruptcy cost?
Chapter 7 costs $800 with no upfront fees for Chapter 13. Most clients pay nothing to unsecured creditors. Attorney fees are court-regulated and integrated into repayment plans for Chapter 13 filings.
Will bankruptcy stop foreclosure?
Yes, both Chapter 7 and 13 immediately halt foreclosure proceedings. Chapter 13 provides time to catch up on mortgage arrears while retaining property through structured repayment plans.
What debt can't be discharged?
Student loans, recent taxes, and child support remain non-dischargeable. Most credit card debt, medical bills, and personal loans qualify for elimination through Chapter 7 or partial repayment in Chapter 13.
How long does bankruptcy take?
Chapter 7 completes in 4-6 months. Chapter 13 requires 3-5 years of plan payments. Lien-stripping and other specialized processes integrate into these timelines without extending case duration.
