Flatwater Bank

At Flatwater Bank, we're proud to be your community bank. We're family-owned and dedicated to providing our customers with the best in banking. Our commitment to agriculture and community development is unwavering, and we strive to offer innovative financial solutions that cater to your needs.

Our story began with a simple yet profound mission: to provide quality banking services to our community. Over the years, we've grown and evolved, but our core values remain the same. We believe in fostering long-term relationships with our customers, offering personalized service, and providing financial tools that empower you to achieve your goals.

Our Services

We understand that every individual and business has unique financial needs. That's why we offer a diverse range of services designed to simplify your finances and meet your everyday banking needs. From personal checking and savings accounts to business loans and retirement planning, we're here to help you manage your money effectively.

Our personal checking accounts are designed to fit your lifestyle. Whether you're looking for a basic account or one with added features, we have options that cater to your needs. Our savings accounts encourage healthy money management habits, and our personal loans can help you achieve your short-term or long-term goals.

For businesses, we offer a variety of services tailored to meet your specific requirements. Our business checking and savings accounts are designed to help you manage your finances efficiently, while our business loans can provide the necessary funding for growth and expansion. We also offer business retirement plans to help you secure your future.

In addition to these services, we also provide online and mobile banking solutions that allow you to manage your finances anywhere, anytime. Our mobile app makes it easy to check balances, make transfers, deposit checks, and more. We also offer financial calculators to help you make informed decisions about your money.

Agriculture Commitment

We're committed to supporting agriculture in our community. We understand the unique challenges faced by agricultural producers and offer specialized services to help them succeed. Our agricultural loans are designed to provide the necessary funding for equipment, land, and operational expenses. We're dedicated to helping our agricultural community thrive and grow.

Community Reinvestment Act

At Flatwater Bank, we believe in giving back to our community. We're committed to the Community Reinvestment Act, which encourages banks to meet the credit needs of their local communities. We invest in local initiatives and partner with organizations that share our vision of building a stronger, more prosperous community.

Our People

Our team of experienced professionals is dedicated to providing exceptional customer service. We believe in building long-term relationships with our customers and strive to understand their unique financial needs. Our staff is knowledgeable, friendly, and always ready to assist you with any banking need.

At Flatwater Bank, we're more than just a bank. We're your neighbors, your friends, and your partners in achieving financial success. We're committed to serving our community with integrity, honesty, and a dedication to excellence. Welcome to Flatwater Bank - where your success is our top priority.