Business Details
6 Years
experience
Your Trusted Partner for Financial and Retirement Planning Solutions
Roberts Tax and Retirement Planning is a fiduciary financial advisory firm dedicated to helping clients achieve retirement security through personalized tax and retirement income strategies. As a veteran-owned business, we prioritize your financial well-being by creating comprehensive plans that identify monthly expenses, maximize Social Security benefits, and implement tax-efficient asset conversion. Our team includes Enrolled Agents licensed by the IRS, ensuring expert tax planning to reduce liabilities and optimize retirement contributions. We specialize in Roth conversions to minimize tax burdens on Social Security, control Medicare premiums, and eliminate required minimum distributions.With decades of combined experience in financial planning, our firm leverages advanced techniques like sequence-of-returns risk management and real rate of return optimization. We serve clients in Gilbert, Arizona, and surrounding areas, providing actionable solutions for retirement risks through safety-first strategies and target-date fund analysis. Our commitment to fiduciary responsibility means every recommendation aligns with your best interests, whether you're planning for retirement, managing investments, or seeking value-driven financial advice.
Services
Retirement Income Planning
Tax Planning
Roth Conversions
Financial Planning
Retirement Planning
Investment Analysis
Social Security Optimization
Medicare Planning
Risk Management
Estate Planning
Details
- Year established: 2020
Highlights and features
- We operate as fiduciaries with your best interests always prioritized
- Our team includes IRS-licensed Enrolled Agents for expert tax planning
- Veteran-owned firm with specialized retirement income strategies
- We implement proven techniques to minimize sequence-of-returns risk
- We offer comprehensive analysis of real rate of return optimization
Associations and certifications
- Enrolled Agents (IRS)
Services
Retirement Income Planning
We create personalized retirement income plans that convert 401(k) and retirement assets into sustainable income streams. Our fiduciary advisors analyze monthly expenses, optimize Social Security benefits, and implement tax-efficient withdrawal strategies. This service helps clients maintain their desired lifestyle while minimizing tax liabilities and managing Medicare premiums through comprehensive financial modeling.
Tax Planning
Our IRS-licensed Enrolled Agents develop tax-efficient strategies to reduce liabilities and maximize retirement contributions. We analyze financial situations holistically to identify tax savings opportunities, implement proven planning techniques, and ensure compliance with evolving tax regulations. This service benefits clients seeking to optimize their financial position while preparing for retirement.
Roth Conversions
We help clients transition traditional retirement accounts to Roth IRAs through strategic conversions. This service reduces future tax burdens on Social Security, controls Medicare premiums, and potentially eliminates required minimum distributions. Our approach considers long-term benefits for both clients and their heirs through customized conversion timelines and tax planning.
Financial Planning
We provide comprehensive financial planning covering investment analysis, risk management, and retirement readiness assessments. Our services include sequence-of-returns risk mitigation, real rate of return optimization, and target-date fund evaluations. This holistic approach ensures clients' financial resources are strategically aligned with their retirement goals and lifestyle objectives.
Retirement Planning
Our retirement planning service addresses all aspects of pre-retirement preparation, including Social Security optimization, Medicare planning, and estate considerations. We help clients understand required savings levels, implement risk management strategies, and develop contingency plans for market volatility. This service ensures clients are fully prepared for a financially secure retirement.
People
David Roberts
Managing Partner, Tax and Retirement Planner
David Roberts is a Certified Financial Counselor (ChFC), MBA holder, and Project Management Professional (PMP) with over 20 years of experience in financial planning. As a veteran and IRS-licensed Enrolled Agent, he specializes in tax-efficient retirement strategies and fiduciary advisory services.
Amanda Roberts
Director of Operations
Amanda Roberts oversees daily operations and client service delivery. With extensive experience in financial services administration, she ensures efficient implementation of retirement plans and maintains the firm's commitment to fiduciary standards and client satisfaction.
Melissa Rubio
Marketing and Business Development Director
Melissa Rubio leads business development initiatives and client engagement strategies. She focuses on educating clients about retirement planning options and connecting them with the firm's fiduciary advisory services through community outreach and digital marketing campaigns.
Questions
What services does Roberts Tax and Retirement Planning offer?
We specialize in retirement income planning, tax optimization, Roth conversions, investment analysis, and comprehensive financial planning to help clients achieve long-term financial security.
Are you fiduciary financial advisors?
Yes, we operate as fiduciaries, meaning we're legally obligated to act in your best interests when providing financial advice and recommendations.
What are Roth conversions and why are they important?
Roth conversions transform traditional retirement accounts into tax-free Roth IRAs. This strategy reduces future tax burdens on Social Security, controls Medicare premiums, and potentially eliminates required minimum distributions.
Do you have IRS-licensed tax professionals on staff?
Yes, our team includes Enrolled Agents (EAs) licensed by the IRS, ensuring expert tax planning and compliance with federal tax regulations as part of our financial advisory services.
How do I schedule a consultation?
You can book a no-obligation appointment through our website or contact us directly at 480-270-2802 during business hours (Mon-Thu 9am-5pm, Fri 9am-12pm).
What areas do you serve?
We primarily serve clients in Gilbert, Arizona, and surrounding communities, providing personalized financial planning services to help local residents prepare for retirement.
