Business Details
Trusted Tax and Wealth Management Services in San Juan Capistrano
Prescott Tax & Wealth Management is a boutique firm specializing in tax planning, wealth management, and retirement planning. With over 30 years of experience, our team of CPAs, Personal Financial Specialists, and Accredited Investment Fiduciaries provides personalized financial strategies tailored to individual and business needs. We prioritize proactive tax planning to minimize liabilities while maximizing asset growth through risk-managed investment approaches. Our services extend to estate planning, business succession, and retirement plan administration, ensuring comprehensive financial security for clients.We emphasize long-term client relationships built on trust, transparency, and a deep understanding of evolving tax regulations. Our multi-generational team combines technical expertise with a client-centric philosophy, offering a one-stop solution for complex financial challenges. We serve individuals, families, and businesses seeking to optimize financial outcomes through strategic planning and expert guidance.
Services
Tax Planning
Wealth Management
Retirement Planning
Estate Planning
Business Succession
Investment Review
Payroll Services
Sales Tax Compliance
Employee Benefit Plans
Highlights and features
- Multi-generational team with 150+ years of combined experience in tax and financial planning.
- One-stop shop offering integrated tax, investment, and retirement planning services.
- Proactive tax strategies leveraging 30 years of expertise in evolving tax law.
- Boutique setting with personalized service from certified professionals.
- Commitment to transparent, client-focused relationships built on trust and accountability.
Associations and certifications
- CPA
- Personal Financial Specialist (PFS)
- Accredited Investment Fiduciary (AIF)
Services
Tax Planning
Our tax planning services focus on minimizing liabilities through proactive strategies aligned with evolving tax laws. We analyze financial situations to identify deductions, credits, and deferral opportunities while ensuring compliance. Clients benefit from customized plans that integrate with broader financial goals, leveraging 30 years of expertise to optimize after-tax returns.
Wealth Management
Wealth management involves creating tailored investment portfolios that align with risk tolerance and financial objectives. Our approach combines Nobel Prize-winning behavioral finance research with personalized asset allocation to balance growth and risk mitigation. Regular reviews ensure strategies adapt to market changes and client life events.
Retirement Planning
Retirement planning services assess current financial status to develop pathways toward sustainable post-career income. We evaluate Social Security optimization, pension plans, and tax-advantaged accounts while addressing healthcare and long-term care needs. Strategies incorporate tax-efficient withdrawals and legacy planning for comprehensive preparedness.
Estate Planning
Estate planning ensures orderly asset distribution while minimizing tax burdens. We coordinate wills, trusts, and advanced directives to protect wealth for beneficiaries. Services include business succession planning and strategies to reduce estate taxes through gifting and charitable contributions.
Business Succession
Business succession planning prepares owners for leadership transitions while preserving company value. We address tax implications, ownership transfer structures, and contingency plans to ensure operational continuity. Services integrate with personal estate goals for cohesive wealth preservation strategies.
People
Peter Prescott
CPA, Personal Financial Specialist
Peter Prescott, a UC Berkeley graduate, brings 30+ years of expertise in tax and financial planning. He holds advanced credentials including PFS and AIF designations, focusing on integrated wealth management solutions for individuals and businesses.
Grant Prescott
Director of Financial Planning
Grant Prescott specializes in investment strategies and retirement plan administration. With prior experience in corporate finance, he develops customized portfolio solutions aligned with client risk profiles and long-term objectives.
Kyle Hatch
Insurance Specialist
Kyle Hatch provides risk management solutions, including health, life, and disability insurance. He focuses on matching coverage to client needs while optimizing premium efficiency through competitive market analysis.
Questions
What tax planning services do you offer?
We provide comprehensive tax planning including deferral strategies, deduction optimization, and entity structure analysis to minimize liabilities while aligning with long-term financial goals.
How do you approach wealth management?
Our wealth management uses behavioral finance research to create personalized portfolios balancing risk tolerance with growth objectives, regularly adjusted for market and life changes.
What retirement planning tools are available?
We utilize risk assessment metrics, Social Security optimization models, and tax-efficient withdrawal strategies to ensure sustainable income throughout retirement.
Do you work with business owners?
Yes, we specialize in business tax planning, succession strategies, and employee benefit plan design tailored to owners' personal and corporate financial goals.
How are investment portfolios structured?
Portfolios use a 'bucket approach' with distinct allocations for short-term liquidity, intermediate goals, and long-term growth, optimizing risk-return profiles for each category.
