Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Huntsville, AL
Redstone Federal Credit Union has been dedicated to empowering members and strengthening communities since its founding in 1951. Starting with 11 members and a $5 deposit each, we have grown into one of the nation's top 25 credit unions with over $7.5 billion in assets and 806,000 members worldwide. Our member-owned cooperative model ensures surplus funds return directly to members through competitive rates, personalized service, and financial education programs. With 28 branches across the Tennessee Valley and access to thousands of surcharge-free ATMs globally, we combine local expertise with nationwide convenience.Our leadership team brings decades of financial and community service experience, including partnerships with organizations like BALANCE for free financial counseling and annual scholarship programs for members pursuing higher education. We maintain three LEED-certified branches and eco-friendly initiatives that save over one million paper statements annually. As a not-for-profit institution, we prioritize member needs over shareholder profits, offering 24/7 digital banking solutions and award-winning mobile apps designed to simplify financial management.
Services
Checking
Savings
Loans
Investing
Credit Cards
Mobile Banking
Online Banking
ATM Access
Financial Counseling
Member Discounts
Details
- Year established: 1951
Highlights and features
- We offer 70+ years of community-focused financial expertise
- Our member-owned model delivers superior rates and returns
- We provide 24/7 digital banking with award-winning mobile apps
- Our eco-conscious operations include three LEED-certified branches
- We've awarded $65,000+ in member scholarships annually
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Personal Loans
Flexible personal loan options with competitive rates for debt consolidation, major purchases, or unexpected expenses. Members benefit from streamlined approval processes and customizable repayment terms. Available to qualified applicants with various credit profiles.
Mortgage Loans
Comprehensive mortgage solutions including fixed-rate, adjustable-rate, and specialty loans for first-time buyers. Features low closing costs, competitive APRs, and personalized guidance from experienced loan officers throughout the Tennessee Valley.
Share Certificates
Secure savings options with guaranteed returns through fixed-term certificates. Competitive APYs reward members for maintaining funds over specified periods, with penalty-free withdrawal options available for emergencies.
Credit Cards
Multiple Visa card options including cashback rewards, travel benefits, and secured credit-building cards. Features include zero liability protection, mobile wallet integration, and exclusive member discounts with partner retailers.
Investment Services
Full-service investment solutions including IRAs, mutual funds, annuities, and brokerage accounts. Certified advisors provide personalized portfolio management and financial planning services for retirement, education, and wealth growth strategies.
People
Bill Andrews
Board of Directors
Former U.S. Army logistics leader with 32 years federal service, now serving on multiple community boards. Holds MBA from NOVA Southeastern University and participates in local senior living facility governance.
Rick Hempstead
Board of Directors
CPA with 30+ years accounting experience, currently Vice President of Finance at IronMountain Solutions. Active community volunteer and graduate of Leadership Greater Huntsville Flagship Class 28.
Richard Morris
Board Secretary
University of Alabama law graduate with corporate legal background. Served on multiple civic boards including Avion Solutions, Inc. and local education initiatives.
Questions
How do I become a Redstone member?
Join with a $5 deposit through our website, mobile app, or any branch location. Membership extends to family members and select community groups.
What loan products do you offer?
We provide personal loans, home mortgages, auto loans, RV financing, and commercial real estate loans with competitive rates and flexible terms.
Where can I find surcharge-free ATMs?
Access 30,000+ surcharge-free ATMs nationwide through the CO-OP network, plus thousands globally via international partnerships.
Do you offer financial education resources?
Yes, we provide free seminars, identity theft protection, retirement planning tools, and BALANCE financial counseling services to all members.
What digital banking options exist?
Our award-winning mobile app offers mobile check deposit, bill pay, account alerts, and Redstone Live video banking during business hours.
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