Business Details
50+ Years
experience
Your Trusted Partner for Banking and Financial Services
Since 1943, Red River Credit Union has served communities across Texarkana and surrounding areas, evolving from a small employee-based institution to a trusted financial partner for over 123,090 members. Our commitment to personalized service and community development remains unwavering, offering a comprehensive range of financial products including competitive loans, innovative checking accounts, and tailored business solutions. As a federally insured credit union by NCUA, we combine decades of experience with modern financial tools to meet diverse customer needs.Our Teal Advantage Account provides unique benefits like loan discounts and identity theft protection, while our business services support local enterprises through customized lending and digital banking solutions. Through consistent growth and a focus on member satisfaction, we continue to strengthen our role as a cornerstone of financial stability in the region.
Services
Auto Loans
Personal Loans
Home Improvement Loans
Business Solutions
Teal Advantage Account
Details
- Year established: 1943
Highlights and features
- We offer competitive loan rates with personalized financial solutions.
- Our team provides tailored business banking services for local enterprises.
- We maintain a 80-year history of community-focused financial service.
- Our Teal Advantage Account includes exclusive member benefits.
- We operate with federal insurance and transparent banking practices.
Associations and certifications
- NCUA
What people say
Treated like family
Competitive loan rates
Investment accounts
Love the place
Services
Auto Loans
Our auto loans feature rates as low as 5.99% APR with flexible terms based on credit score and vehicle model. We provide financing solutions for both new and used vehicles while offering online application options and personalized rate consultations to help members make informed purchasing decisions.
Home Improvement Loans
Home improvement loans start at 6.45% APR and support various residential projects through personal loans, home equity options, and lines of credit. These flexible financing solutions accommodate different project scopes and budgets while maintaining competitive rates for qualified applicants seeking property upgrades.
Business Solutions
We deliver comprehensive business banking services including customized lending programs, payment processing systems, and digital banking tools. Our solutions support local enterprises with tailored credit options, payroll management, and mobile deposit capabilities to help businesses streamline operations and achieve growth objectives.
Teal Advantage Account
This all-inclusive checking account offers loan discounts, telehealth services, and identity theft protection without minimum balance requirements. Members benefit from enhanced digital banking features, a low monthly fee structure, and exclusive access to financial management tools designed to maximize account value.
Personal Loans
Personal loans start at 13.30% APR with terms adjusted according to creditworthiness and loan amount. These unsecured financing options address diverse needs like debt consolidation, emergency expenses, or major purchases while maintaining transparent fee structures and accessible application processes.
Questions
How can I apply for a loan?
Apply online, through our mobile app, in-branch, or by calling 903-735-3149 for personalized assistance with loan applications.
What services does RRCU offer?
We provide auto loans, personal loans, home improvement financing, business solutions, and the Teal Advantage checking account with exclusive benefits.
Who can join Red River Credit Union?
Membership is available to individuals living, working, or attending school in designated service areas including Texarkana and surrounding communities.
Are loan rates fixed or variable?
Rates are based on credit approval and may vary by loan type. Current rates include fixed APR options for auto, personal, and home improvement loans.
Do you offer business banking services?
Yes, we provide tailored business solutions including lending programs, payment processing, and digital banking tools to support local enterprises.
How does the Teal Advantage Account work?
This premium checking account offers loan discounts, telehealth access, identity theft protection, and enhanced digital banking features with no minimum balance requirements.
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