Business Details
9 Years
experience
Your Trusted Bankruptcy & Estate Planning Attorney in New Orleans
The Law Office of Sean Reichert has been dedicated to providing comprehensive legal solutions for residents of New Orleans since 2017. Our practice focuses on empowering individuals to overcome financial challenges through bankruptcy options, while offering strategic estate planning and succession services. With extensive experience in Chapter 7 and Chapter 13 bankruptcies, we guide clients through complex legal processes with clear communication and personalized strategies.Our commitment to community service is demonstrated through pro bono work with the New Orleans Pro Bono Project. We prioritize client education, ensuring every decision is made with full understanding of available options and long-term implications. Our approach combines technical expertise with compassionate representation, maintaining strict adherence to ethical standards and professional excellence.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Estate Planning
Louisiana Successions
Loan Modification
Short Sales
Defaulted Mortgage Help
Personal Bankruptcy
Legal Debt Solutions
Bankruptcy Consultation
Details
- Year established: 2017
Highlights and features
- We offer free initial consultations with no obligation
- Our attorney has specialized bankruptcy experience since 2017
- Licensed to practice in Louisiana, Massachusetts, and Rhode Island
- We provide personalized debt solutions with clear communication
- Proven track record with both Chapter 7 and Chapter 13 bankruptcies
What people say
Professional and kind
Answered promptly
Compassionately helped
Exceptional legal work
Clear explanations
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for qualifying individuals. This process eliminates unsecured debts like credit cards while allowing debtors to retain exempt property. Our office guides clients through the means test qualification, prepares necessary documentation, and ensures compliance with Louisiana's specific exemption laws. Clients receive comprehensive support from initial consultation through discharge.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy establishes structured repayment plans for debtors with regular income. This option stops foreclosures while allowing arrears to be paid over 3-5 years. We help clients develop feasible payment plans that meet bankruptcy code requirements while protecting valuable assets exceeding exemption limits. Our representation includes plan confirmation and trustee negotiation.
Estate Planning
Estate planning services create legally binding documents to manage clients' assets and wishes. We draft customized wills, trusts, and advance directives that comply with Louisiana's community property laws. Our approach considers each client's unique family dynamics and financial situation to ensure clear succession plans that minimize future legal complications for loved ones.
Louisiana Successions
Succession services handle estate administration following a loved one's passing. We guide executors through Louisiana's probate process, including will validation, asset inventory, debt settlement, and property distribution. Our expertise addresses complex issues like forced heirship and community property division while ensuring compliance with state-specific legal requirements.
Loan Modification
Loan modification assistance helps homeowners restructure mortgage payments to avoid foreclosure. We negotiate with lenders to modify loan terms, reduce interest rates, or extend repayment periods. Our services include preparing documentation packages and representing clients in modification proceedings while ensuring compliance with both federal and Louisiana-specific mortgage regulations.
People
Sean Reichert
Attorney at Law
Licensed attorney with over 10 years of legal experience, specializing in bankruptcy and estate planning. Graduated from Roger Williams University School of Law in 2013. Previously practiced real estate law in Boston before establishing his New Orleans practice in 2017. Active member of Louisiana State Bar Association and National Association of Consumer Advocates.
Questions
What are the key differences between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates unsecured debts through asset liquidation for qualifying individuals, while Chapter 13 establishes 3-5 year repayment plans for debtors with regular income. Eligibility depends on income level, asset value, and debt type.
How does bankruptcy affect credit scores?
While bankruptcy appears on credit reports for 7-10 years, it often improves scores within 12-18 months by eliminating burdensome debts. Clients typically rebuild credit faster through responsible financial management post-discharge.
What documents are needed for bankruptcy filing?
Required documents include recent pay stubs, tax returns, mortgage statements, asset documentation, and debt listings. Our office provides detailed checklists during initial consultations to ensure complete and accurate filings.
How long does the bankruptcy process take?
Chapter 7 cases typically complete in 4-6 months, while Chapter 13 requires 3-5 years of payments. Succession cases take 3-6 months depending on estate complexity and court schedules.
What estate planning documents are essential?
Essential documents include wills (testaments), advance directives, and powers of attorney. Trusts may be recommended for complex estates or specific succession planning needs under Louisiana's community property laws.
Can bankruptcy stop foreclosure proceedings?
Yes, bankruptcy's automatic stay immediately halts foreclosures. Chapter 13 allows mortgage arrears to be repaid over time while keeping the property, while Chapter 7 provides temporary relief but doesn't cure payment defaults.
