Business Details
Your Trusted Financial Partner in Ishpeming, MI
TruNorth Federal Credit Union has been dedicated to empowering financial success and strengthening community ties since our founding. We offer a comprehensive range of financial services including competitive loan products, savings solutions, and digital banking tools designed to meet diverse member needs. Our commitment to community development is demonstrated through initiatives like our Community Grant Program and partnerships that expand financial access for families.With physical locations in Ishpeming and Marquette, Michigan, we combine personalized service with modern convenience through 24-hour ATM access, drive-thru banking, and robust online banking platforms. Our team prioritizes member education through resources like financial calculators and wellness programs while maintaining transparency in all operations through clear fee schedules and regulatory disclosures.
Services
Auto Loans
Mortgage Products
Credit Cards
Student Loans
Savings Accounts
Certificates of Deposit
IRA Accounts
Online Banking
ATM Services
Debt Protection
Highlights and features
- We offer loan rates as low as 4.75% APR for qualified borrowers
- Our 24-hour ATMs provide round-the-clock banking access
- We offer specialized savings products including CDs with 3.65% APY
- Our Community Grant Program supports local initiatives annually
- We partner with Greenlight for innovative debit card solutions for families
Associations and certifications
- NCUA
Services
Auto & Rec Loans
TruNorth offers competitive auto and recreational vehicle loans with rates starting at 4.75% APR. Our flexible terms help qualified borrowers finance new or used vehicles while maintaining affordable monthly payments. Dedicated loan specialists work with members to find optimal financing solutions.
Certificates of Deposit
Our certificate of deposit products provide secure savings options with guaranteed returns. Current rates include 3.65% APY for 6-month terms. Minimum deposits start at $500, with various term lengths available to match different savings goals and risk tolerances.
Online Banking
Manage accounts 24/7 through our comprehensive online banking platform. Features include bill payment, fund transfers, card management, and real-time transaction tracking. Mobile app users can deposit checks remotely and set customizable spending alerts for enhanced financial control.
Debt Protection
We offer debt protection plans that cover loan payments during unexpected life events. Available on qualifying loans, these programs help members maintain financial stability through job loss, disability, or other covered circumstances while preserving credit scores.
Community Grants
Through our Community Grant Program, we allocate annual funding to local nonprofits and initiatives. Priority consideration goes to projects that improve financial literacy, support youth development, and enhance quality of life for residents in our service areas.
Questions
What loan products does TruNorth offer?
We provide auto loans, mortgages, personal loans, student loans, and home equity lines of credit with competitive rates starting at 4.75% APR for qualified borrowers.
What savings options are available?
We offer regular savings accounts, certificates of deposit (CDs), and IRA accounts with rates up to 3.65% APY for qualified terms.
How can I access banking services after hours?
Use our 24-hour ATMs or online banking platform for round-the-clock access to account management, transfers, and bill payment features.
Are there community development programs available?
Yes, our annual Community Grant Program provides funding to local organizations focused on education, youth development, and financial wellness initiatives.
What digital banking tools do you provide?
Our online platform includes mobile check deposit, card management, budgeting tools, and real-time transaction alerts accessible through our mobile app.
How do I report a lost or stolen card?
During business hours, call (906) 485-1210. After hours, contact (800) 554-8969 for debit/ATM cards or (855) 519-9406 for credit cards.
