Isphpeming Community Federal Credit Union

TruNorth Federal Credit Union, established in 1949, is a member-owned financial cooperative that has been serving its community for over seven decades. Our credit union was founded by eight local residents who, despite the presence of large established banks in Ishpeming, believed in the potential of a credit union to benefit both the members and the community. With a humble beginning and a shared vision, TruNorth Federal Credit Union has grown into a thriving financial institution that is dedicated to providing a wide range of financial services to its members.

Our Services

TruNorth Federal Credit Union offers a comprehensive suite of financial services designed to meet the diverse needs of our members. Our services include:

• Accounts & Services: We offer various types of accounts, including savings accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs), to help our members save for their future. Our accounts are tailored to suit different savings goals and needs, and they come with competitive interest rates.
• Branch Services: Our members have access to a network of branches and ATMs, where they can conduct transactions, receive financial advice, and get assistance with their accounts. We are committed to providing excellent customer service and ensuring that our members have a positive experience whenever they visit our branches.
• Online & Mobile Banking: We offer convenient and secure online and mobile banking services that allow our members to manage their accounts from anywhere, at any time. With our digital banking services, members can check their balances, transfer funds, pay bills, and access various financial tools and resources.
• Loans & Credit: We offer a variety of loans and credit products to help our members achieve their financial goals. Whether it's a mortgage, an auto loan, a personal loan, or a credit card, we have options that are designed to fit our members' unique circumstances. Our loan rates are competitive, and we offer flexible repayment terms to accommodate different budgets.
• Financial Calculators & Wellness: We provide financial calculators and tools to help our members make informed financial decisions. We are committed to promoting financial literacy and wellness, and we offer resources and guidance to help our members manage their money effectively.

Our History

TruNorth Federal Credit Union's history is a testament to the power of community and the shared vision of a group of determined individuals. In 1949, eight local residents came together with a dream of starting a credit union that would benefit their community. Despite the challenges they faced, including the cost of applying for a credit union charter, they were able to raise $35 and submit their application. The National Credit Union Administration approved their application, and in October of that year, TruNorth Federal Credit Union opened its doors for business.

The founders of TruNorth Federal Credit Union had a clear vision: to create a credit union that would help its members fulfill their dreams by providing affordable loans for homes, cars, clothing, tools, and schooling. They also wanted to make a difference in the local community by providing financial services that were accessible and affordable to everyone. At their first annual meeting in January 1950, 17 members were in attendance, which was pretty much the entire membership of the credit union at the time.

Over the years, TruNorth Federal Credit Union has grown and evolved to meet the changing needs of its members and the community. We have expanded our services, increased our membership, and opened new branches to better serve our community. Today, we are proud to continue the legacy of our founders by providing affordable and accessible financial services to our members, promoting financial literacy and wellness, and making a positive impact in our community.