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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Mountain View, CA
Since 1952, Ludwig & Fawcett has been a trusted independent insurance agency rooted in Mountain View, CA. Our team of licensed agents brings decades of combined experience, offering personalized insurance solutions for individuals and businesses across California. We prioritize client needs over carrier interests, providing comprehensive coverage options through partnerships with top insurers. Our staff maintains deep local knowledge while expanding into new communities through remote work. With a focus on transparency and expertise, we guide clients through policy selection, claims assistance, and risk management tailored to their unique circumstances.
Services
Auto Insurance Home Insurance Umbrella Insurance E-Bike Coverage Life Insurance Commercial Insurance Property Insurance Motorcycle Insurance
Details
  • Year established: 1952
Highlights and features
  • We have licensed agents with 20+ years of average industry experience
  • Our team works for clients, not insurance carriers
  • We offer coverage options from multiple top-rated insurers
  • We provide personalized claims assistance throughout the process
  • Our agents specialize in hard-to-place risk solutions
Services
Auto Insurance
We provide comprehensive auto insurance solutions meeting California's minimum requirements while offering enhanced protection options. Our agents help clients evaluate liability limits, coverage gaps, and policy customization. With access to multiple carriers, we help drivers in Mountain View and across California find competitive rates tailored to their driving history and vehicle needs.
Home Insurance
Our homeowners insurance policies protect against common risks including fire, weather damage, and liability claims. We offer specialized coverage for high-value items and hard-to-place risks. Agents provide guidance on policy selection, scheduled personal property endorsements, and appropriate coverage limits to protect clients' most valuable assets.
Umbrella Insurance
We offer umbrella policies providing additional liability protection beyond standard auto and homeowners insurance limits. Policies are available in $1 million increments to match clients' net worth. Our agents explain coverage details, cost-effective bundling options, and how these policies protect assets in case of major claims or lawsuits.
E-Bike Coverage
We address coverage gaps for electric bicycles and scooters through specialized liability policies. Our agents help clients understand risks associated with e-mobility devices and select appropriate coverage. As market offerings expand, we provide updates on new options to ensure clients maintain adequate protection for emerging transportation needs.
Commercial Insurance
We offer commercial property, liability, and workers' compensation coverage for businesses across California. Our specialists handle general liability, professional liability, and business auto policies. With expertise in both personal and commercial lines, we provide comprehensive risk management solutions tailored to different industries and business sizes.
People
Brady Harrigan
President
Licensed agent since 1984 with over 40 years at Ludwig & Fawcett. Active Mountain View community member focused on personalized client relationships and insurance solutions.
Dave Fawcett
Vice President
Joined the family business in 1994 after growing up in Mountain View. Specializes in client relationships and understands regional insurance needs through local experience.
Victoria Flamenco
Commercial Lines Manager
Commercial insurance specialist since 2003 with expertise in liability, property, and workers' compensation coverage. Provides tailored business insurance solutions while managing office operations.
Judy Fawcett
Homeowners Specialist
Insurance professional with decades of experience in personal property coverage. Focuses on challenging risk placements and community engagement through political organizations.
Maria Carranza
Personal Lines Agent
Spanish-fluent insurance agent since 2010 specializing in auto, home, and umbrella policies. Combines personal service with bilingual communication to serve diverse client needs.
Questions
What types of insurance do you specialize in?
We offer personal and commercial property/casualty insurance including auto, home, umbrella, life, e-bike, motorcycle, and business coverage solutions.
Are your agents licensed professionals?
Yes, every team member holds active insurance licenses and can provide expert guidance on policy selection and claims processes.
Do you work with multiple insurance carriers?
Yes, we partner with many top-rated carriers to help clients compare options and find coverage matching their specific risk profiles.
What additional coverage options do you offer?
We provide mechanical breakdown insurance comparable to dealership warranties and specialized coverage for emerging risks like e-mobility devices.
How do you help with policy renewals?
We review your changing needs at renewal, help update coverage for life changes, and ensure you maintain optimal protection levels.