Bay Title

Meet Bay Title Company

Welcome to Bay Title Company, a trusted provider of residential and commercial real estate settlement services. We are a wholly owned subsidiary of Council Baradel and are committed to delivering transparent, dependable service at competitive pricing. Our team of experienced real estate attorneys and professionals oversee each real estate closing from start to finish, ensuring a smooth and efficient process for all parties involved.

Real Estate Settlements

At Bay Title Company, we understand that buying, selling, or refinancing a property can be a stressful and overwhelming experience. That's why we strive to make the settlement process as seamless and hassle-free as possible. Whether you are a first-time homebuyer or a seasoned investor, our attorneys are prepared to protect your interests and ensure a successful closing.

We pride ourselves on transparency, responsiveness, and efficiency. We won't nickel and dime you with hidden costs or fees. Instead, we offer a competitive flat fee for each real estate closing, giving you peace of mind and allowing you to budget accordingly.

Title Searches

A title search is an essential part of any real estate transaction. It is conducted to uncover problems or defects that could affect your right to the property and cause you legal issues. At Bay Title Company, we conduct thorough title searches to ensure that your property rights are protected.

Our experienced title examiners review public records, court records, and other relevant documents to identify any issues that may impact your ownership of the property. We then work to resolve these issues, ensuring that your title is clear and marketable.

Title Insurance

Title insurance is a policy that protects your investment and property rights. It is a one-time payment that is low relative to the value of your property. At Bay Title Company, we offer both owner's and lender's title insurance to ensure that your investment is fully protected.

Owner's title insurance protects you, the homebuyer, from any claims that may arise against your property due to title defects or issues that existed before you purchased the property. It also covers any legal fees or expenses that may be incurred in defending your property rights.

Lender's title insurance protects the mortgage lender from any claims that may arise against the property. It is typically required by lenders as a condition of the loan.

Residential Services

Buying a home is one of the largest investments you will make in your lifetime. At Bay Title Company, we understand the importance of protecting this investment and ensuring a successful closing. Our attorneys are prepared to protect your interests in a broad range of real estate transactions, including residential home purchases and sales.

We represent clients in a wide range of transactional matters, including loan closings for purchases and refinances, title examinations, preparation of purchase and sale agreements, issuance of title opinions, issuance of owners' and lenders' title insurance, and land acquisition and financing.

7 Reasons Why Every Homebuyer Needs Owner's Title Insurance

1. Protects your largest investment - A home is probably the single largest investment you will make in your life. You insure everything else that's valuable to you-your life, car, health, pets, etc., so why not your largest investment? For a one-time fee, owner's title insurance protects your property rights for as long as you or your heirs own your home.

2. Reduces your risk - If you're buying a home, there are many hidden issues that may pop up only after you purchase your home. Getting an owner's title insurance policy is the best way to protect yourself from unforeseen legal and financial title discrepancies.

3. You can't beat the value - Owner's title insurance is a one-time fee that's very low relative to the value it provides. It typically costs around 0.5% of the home's purchase price.

4. Covers your heirs - As long as you or your heirs own your home, owner's title insurance protects your property rights.

5. Nothing compares - Homeowners insurance and warranties protect only the structure and belongings of your home. Getting owner's title insurance ensures your family's property rights stay protected.

6. 8 in 10 homebuyers agree - Each year, more than 80% of America's homebuyers choose to get owner's title insurance.

7. Peace of mind - If you're buying a home, owner's title insurance lets you rest assured, knowing that you're protected from inheriting any existing debts or legal problems, once you've closed on your new home.

At Bay Title Company, we are committed to providing the highest level of service and protection for our clients. Contact us today to learn more about how we can help you with your residential or commercial real estate settlement needs.