Business Details
49 Years
experience
Trusted Insurance Solutions in Beaufort, SC
Lowcountry Insurance has been dedicated to serving families and businesses in Beaufort and coastal South Carolina since 1977. As an independent agency, we offer comprehensive insurance solutions through partnerships with top-rated carriers, providing personalized service tailored to each client's unique needs. Our team of experienced professionals takes the time to understand individual and business risks, ensuring coverage that protects assets while maintaining affordability. Affiliated with Correll Insurance Group, we combine local expertise with national resources to deliver trusted insurance guidance. With decades of experience in personal, commercial, and life insurance, we prioritize client education and advocacy, helping policyholders navigate complex insurance decisions.Our commitment to professional development ensures our staff remains at the forefront of industry trends and regulatory changes. We serve as advocates for our clients, working tirelessly to secure competitive rates and customized coverage options that meet evolving needs. Our reputation as Beaufort's premier independent agency is built on transparency, reliability, and unwavering dedication to customer satisfaction. Through continuous community involvement and adherence to ethical standards, we maintain the trust earned over four decades of service. Our mission remains unchanged: to protect what matters most to our clients through expert insurance solutions and personalized support.
Services
Auto Insurance
Homeowners Insurance
Commercial Insurance
Flood Insurance
Cyber Liability Insurance
Workers Compensation
Umbrella Insurance
Life Insurance
Vacation Home Insurance
Business Interruption Insurance
Details
- Year established: 1977
Highlights and features
- We offer personalized insurance solutions through partnerships with 200+ top-rated carriers
- Our team maintains decades of local insurance expertise in coastal South Carolina
- We combine independent agency flexibility with Correll Insurance Group's national support
- We provide 24/7 claims assistance and emergency support services
- Our staff undergoes continuous professional development in insurance best practices
What people say
Exceptional customer service
Knowledgeable agents
Competitive rates
Prompt claims processing
Personalized attention
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting South Carolina businesses from liability risks, property damage, and operational disruptions. Our offerings include general liability, cyber liability, workers compensation, and business interruption coverage tailored to specific industry needs. With access to multiple carriers, we help businesses secure customized policies that balance protection and affordability while meeting regulatory requirements.
Homeowners Insurance
Our homeowners insurance policies protect Beaufort area residences against fire, storm damage, theft, and liability claims. We offer standard coverage with optional enhancements for flood protection, valuable possessions, and liability extensions. Our agents help clients understand policy details, replacement costs, and coverage limitations to ensure adequate protection for primary residences and vacation properties in coastal regions.
Auto Insurance
We provide auto insurance policies meeting South Carolina's minimum requirements while offering enhanced protection options. Our coverage includes liability, collision, comprehensive, and uninsured motorist protection for personal vehicles, commercial fleets, and specialty vehicles. We help clients compare rates across multiple carriers to find affordable policies that match their specific driving needs and risk profiles.
Cyber Liability Insurance
Our cyber liability insurance protects businesses against data breaches, cyber attacks, and technology-related risks. Coverage includes first-party expenses for breach notification, business interruption, and reputation management, plus third-party liability protection. We help businesses implement risk mitigation strategies while securing policies that address evolving digital threats specific to their industry operations.
Flood Insurance
We specialize in flood insurance solutions for coastal South Carolina properties not covered by standard homeowners policies. Our agents help clients understand flood zone requirements, secure NFIP policies, and obtain private market coverage options. We provide education about flood risk mitigation and ensure proper coverage amounts based on property elevation and potential exposure to storm-related water damage.
People
Jeff Althoff
President
With over 20 years in the insurance industry, Jeff Althoff leads Lowcountry Insurance as President, emphasizing client advocacy and personalized service. He focuses on expanding coverage options through 200+ carrier partnerships while maintaining local agency values. Jeff prioritizes staff development and community involvement in Beaufort.
Jane Greene
Finance & Agency Operations
Jane Greene manages financial operations and agency logistics with 15+ years of insurance industry experience. She ensures efficient policy administration and financial compliance while supporting client service initiatives. Jane's expertise in insurance operations contributes to the agency's smooth day-to-day functioning.
Rhonda Conner
Commercial Account Manager
Rhonda Conner specializes in commercial insurance solutions with CIC and CISR professional designations. She develops business coverage strategies for local companies, focusing on risk management and tailored policy creation. Her industry knowledge helps businesses navigate complex commercial insurance requirements.
Kathy Smith
Sr. Personal Account Manager
As a CISR-certified senior personal lines manager, Kathy Smith handles complex insurance needs for high-value clients. She provides expert guidance on homeowners, auto, and umbrella policies while maintaining exceptional client relationships. Her 18 years in insurance ensure comprehensive coverage solutions.
Rich Chiaviello
Account Executive
Rich Chiaviello serves as an account executive with CIC certification, managing both personal and commercial insurance portfolios. He focuses on client education and policy optimization, leveraging industry experience to deliver value-driven insurance solutions for Lowcountry residents and businesses.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, flood), commercial insurance (liability, cyber, workers comp), and life insurance products through multiple top-rated carriers.
Are you affiliated with any national insurance groups?
Yes, we're part of Correll Insurance Group, combining local service with access to national insurance markets and resources since 1977.
How do you help with insurance claims?
We provide 24/7 claims assistance and guide policyholders through the entire claims process to ensure proper documentation and timely resolution.
Can you help compare insurance rates?
As an independent agency with 200+ carrier partnerships, we compare multiple options to find competitive rates matching your specific coverage needs.
Do you offer specialized insurance for coastal properties?
Yes, we specialize in flood insurance and coastal property coverage, helping clients navigate unique risks associated with South Carolina's Lowcountry region.
