Business Details
Your Trusted Partner for Comprehensive Financial Planning Solutions
At Lomanto Provost Financial Advisors, we are dedicated to empowering individuals and families through personalized financial planning. Our mission is to help clients develop a clear understanding of their financial circumstances, identify meaningful goals, and create actionable strategies tailored to their unique needs. With over two decades of combined experience, our team prioritizes transparency, client education, and long-term relationships built on trust.We specialize in addressing the complexities faced by families, small business owners, and individuals with disabilities, ensuring our clients are equipped to navigate financial challenges with confidence. Our approach emphasizes collaboration, ongoing support, and a commitment to aligning resources with life's aspirations.
Services
Financial Planning
Retirement Planning
Estate Planning
Investment Planning
Disability Planning
Highlights and features
- We offer fee-transparent, flexible payment structures tailored to client needs.
- Our team holds advanced certifications in financial planning and special needs consulting.
- We specialize in retirement systems specific to North Country families.
- We prioritize personalized strategies over one-size-fits-all solutions.
- Our local expertise addresses the unique challenges of families and small businesses.
Associations and certifications
- CFP Board
- American College of Financial Services
Services
Financial Planning
Our financial planning process follows the CFP Board's standards, starting with a deep understanding of your personal and financial circumstances. We collaborate to identify goals, assess your current trajectory, and develop customized strategies to achieve your objectives. With ongoing support, we ensure your plan evolves alongside life's changes.
Retirement Planning
We help clients build sustainable retirement strategies by analyzing income sources, expenses, and long-term goals. Our approach addresses overlooked costs, tax efficiency, and market volatility to create flexible plans that adapt to changing needs and ensure financial stability in retirement.
Disability Planning
Specialized planning for families with disabilities focuses on government benefits coordination, multi-generational security, and estate planning. Our ChSNC-certified advisor ensures resources are optimized to support long-term care needs while preserving eligibility for critical assistance programs.
Estate Planning
We collaborate with attorneys to create estate plans that reflect your wishes, minimize tax liabilities, and ensure smooth asset transfer. Our guidance covers wills, trusts, beneficiary designations, and charitable giving strategies to protect your legacy and family's future.
Investment Planning
Our investment strategies emphasize diversification, cost efficiency, and risk management tailored to your goals. We focus on actionable, tax-aware portfolios that balance growth potential with capital preservation, avoiding speculative trends in favor of disciplined, long-term wealth building.
People
Andrew J. Lomanto
Financial Advisor & Partner
With 23 years of experience, Andrew specializes in investment strategy and business owner financial planning. He holds the Accredited Investment Fiduciary designation and prioritizes reducing clients' financial anxiety through personalized solutions.
Hannah C. Provost
Financial Advisor & Partner
A CERTIFIED FINANCIAL PLANNER and Chartered Special Needs Consultant, Hannah focuses on family financial planning and disability support. She has 15 years of experience helping clients align resources with life goals while advocating for special needs communities.
Questions
Are you fee-only or fee-based advisors?
We offer flexible payment structures, including retainer fees, asset management fees, and commission-based products, tailored to individual client needs.
What credentials do your advisors hold?
Andrew holds the Accredited Investment Fiduciary (AIF) designation. Hannah is a CERTIFIED FINANCIAL PLANNER (CFP) and Chartered Special Needs Consultant (ChSNC).
Do you work with clients outside the North Country?
While we specialize in North Country families, we serve clients nationwide through virtual consultations and digital tools.
What is your investment philosophy?
We focus on diversification, tax efficiency, and cost control while avoiding market speculation. Our strategies prioritize long-term stability over short-term trends.
How do you support clients with disabilities?
Our ChSNC-certified advisor creates plans addressing government benefits coordination, multi-generational security, and specialized estate planning for families with disabilities.
