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Delivering Custom & Cost-Effective Health Insurance Benefits

At The Difference Card, we're dedicated to delivering custom and cost-effective health insurance benefits to producers, employers, and members alike. Our unique approach has been designed to reduce health insurance costs by 18%, making it a game-changer for those seeking to manage healthcare expenses effectively. By leveraging strategic partnerships and innovative solutions, we empower our partners to stand out in a crowded market, grow their agencies, and retain their clients.

Our Services

For Producers, we offer a one-of-a-kind health insurance savings solution that can differentiate their agency and attract new clients. This exclusive distribution strategy enables producers to bring a unique health insurance plan to their clients, setting them apart in the brokerage marketplace. By partnering with us, producers can win new "broker of record" accounts and generate significant revenue.

For Employers, we provide a comprehensive solution that reduces medical insurance costs by 5-20% without reducing benefits. Our dedicated client success team delivers health insurance savings while maintaining the highest level of benefits for employees. This approach ensures that employers can provide top-notch healthcare benefits without breaking the bank.

For Members, we offer a range of health insurance plans and services designed to meet their specific needs. From Health Savings Accounts (HSAs) to Flexible Spending Accounts (FSAs), we provide the tools and resources necessary for individuals to manage their healthcare expenses efficiently.

The Difference

What sets us apart is our commitment to delivering tangible savings without compromising on the quality of healthcare services. Our proprietary health insurance plans, combined with our strategic partnerships, make us a go-to solution for those seeking to manage healthcare expenses effectively. Whether you're a producer, employer, or member, we're dedicated to helping you achieve your health insurance goals.

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