Business Details
20 Years
experience
Your Trusted Denver Bankruptcy Attorney
Law Office Of David M Serafin is a dedicated legal practice specializing in bankruptcy and tax law, serving clients across Colorado. With over two decades of experience, the firm provides strategic guidance to individuals and businesses navigating financial challenges. Our approach combines deep legal expertise with personalized service, ensuring clients understand their options and achieve the best possible outcomes.We prioritize transparency, ethical standards, and client education throughout every case. Our unique focus on tax law complements bankruptcy services, offering comprehensive solutions for complex financial situations. The team is committed to protecting client interests while fostering long-term financial stability and peace of mind.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Tax Debt Relief
Asset Protection
IRS Audit Representation
Foreclosure Defense
Debt Settlement
Bankruptcy Consultation
Tax Lien Resolution
Business Bankruptcy
Details
- Year established: 2006
Highlights and features
- We offer over 20 years of specialized bankruptcy experience
- Our attorney holds a Master's Degree in Taxation from the University of Denver
- We provide personalized legal strategies tailored to each client's unique situation
- Our practice combines bankruptcy expertise with tax law proficiency
- We maintain the highest ethical standards with Colorado Bar Association membership
Associations and certifications
- Colorado Bar Association
- Denver Bar Association
What people say
Talented and respectful attorney
Outstanding personalized legal service
Highest ethical standards
Compassionate and patient
Genuinely good person with integrity
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy provides debt relief through asset liquidation for qualifying individuals. This process eliminates unsecured debts like credit cards and medical bills while protecting essential assets through Colorado exemptions. Our firm guides clients through the means test requirements and trustee meetings to achieve financial fresh starts.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy creates structured repayment plans for debtors seeking to protect assets. This solution helps clients retain property while repaying debts over 3-5 years. We develop customized plans to address mortgage arrears, vehicle loans, and tax obligations while stopping foreclosure proceedings.
Tax Debt Relief
Tax Debt Relief services address federal and state tax obligations through bankruptcy discharge or payment plans. Our Master's-level tax expertise identifies optimal strategies for resolving back taxes, liens, and penalties while ensuring compliance with current tax laws and bankruptcy regulations.
Asset Protection
Asset Protection strategies safeguard client property during bankruptcy proceedings. We utilize Colorado exemptions for homes, vehicles, and personal property while developing legal frameworks to maintain essential assets throughout financial restructuring processes.
Foreclosure Defense
Foreclosure Defense services protect homeowners facing property loss. Through bankruptcy filings and negotiation strategies, we help clients cure mortgage arrears, modify loan terms, or restructure debts to maintain home ownership during financial hardship.
People
Law Office Of David M Serafin
Attorney at Law
Law Office Of David M Serafin is a Colorado bankruptcy specialist with over 20 years of experience. He holds a Master's Degree in Taxation from the University of Denver and focuses on debt relief solutions. His practice combines bankruptcy expertise with tax law proficiency to serve individuals and businesses.
Questions
What can I keep if I file for bankruptcy in Colorado?
Colorado exemptions protect essential assets like primary residences up to $75,000 equity, vehicles up to $7,500, household goods up to $3,000, and retirement accounts. Our firm helps maximize protected assets during bankruptcy proceedings.
How can I avoid foreclosure in Colorado?
Chapter 13 bankruptcy stops foreclosure proceedings and allows mortgage arrears repayment over 3-5 years. We develop customized plans to modify loans, reduce principal balances, or restructure payments while maintaining current mortgage obligations.
Are tax debts dischargeable in bankruptcy?
Certain tax debts can be discharged through Chapter 7 or restructured via Chapter 13. Our tax-specialized attorney evaluates eligibility based on tax type, filing status, and compliance history to determine optimal debt relief strategies.
What is the means test for Chapter 7?
The Chapter 7 means test evaluates financial eligibility by comparing household income against Colorado median levels. Our office conducts comprehensive financial analyses to determine qualification and guide clients through exemption protections.
How does the bankruptcy process work?
The bankruptcy process involves financial assessment, document preparation, court filing, trustee meeting attendance, and debt discharge. Our firm provides step-by-step guidance throughout the 3-4 month Chapter 7 process or 3-5 year Chapter 13 repayment plan.
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