Carter Financial Group

At Staib Financial Planning, we believe in building lasting client relationships through personalized financial guidance and transparent fee-based planning. Founded in 2003, we've helped countless individuals navigate their retirement journey with confidence.

What sets us apart?

• Flat Fee Only model: We believe financial planning should be accessible and affordable. Our services are transparently priced, so you know exactly what you're paying and when.
• Independent and fiduciary: We work for you, not for commissions or outside interests. Our duty is to act in your best interests, prioritizing your financial well-being.
• Expertise and experience: Our founder, Paul Staib, is a seasoned financial planner with extensive experience in retirement planning, investment management, and tax optimization.
• Client-centered approach: We prioritize open communication, transparency, and collaboration to tailor our strategies to your unique needs and goals.

Retirement Planning

• Comprehensive plans for pre-retirement, during retirement, and post-retirement.
• Personalized budgeting and expense optimization.
• Tax-efficient strategies to maximize retirement income.

Tax Planning

• Comprehensive tax analysis and filing.
• Implementation of tax-advantaged strategies to minimize your tax burden.
• Ongoing tax monitoring and adjustments.

Investment Management

• Tailored portfolio construction based on your risk tolerance and goals.
• Low-cost, diversified investments for long-term success.
• Regular portfolio reviews and rebalancing.

Financial Planning

• Comprehensive financial analysis and goal setting.
• Development of a personalized financial roadmap.
• Regular review and update of your plan to ensure it remains relevant.

Our Values

• Integrity: We uphold the highest ethical standards and transparency in all our dealings.
• Client-centeredness: Your needs and goals are our top priority.
• Innovation: We stay updated on industry trends and utilize cutting-edge technology to enhance your experience.
• Sustainability: We advocate for financial planning that promotes long-term financial security and well-being.