1st Legacy Capital NMLS #1547824

A Trusted Partner for Mississippi Residents Seeking Mortgage Solutions

1st Legacy Capital was founded in 2016 by seasoned mortgage professionals, Ken Freshwater and Andy Shurden. With over 40 years of combined experience in the industry, they realized the need for personalized, local mortgage solutions in Mississippi. Based in Starkville, 1st Legacy Capital serves the entire state of Mississippi.

Our Expertise

We offer a comprehensive range of mortgage services to fit your individual needs, including:

Home Purchase

• Competitive rates and terms for homebuyers
• Personalized mortgage pre-qualification
• Guidance through the entire home-buying process

Refinance

• Reduce your monthly payments and save money
• Cash-out option to pay off debt or fund home improvements
• Streamline your finances and achieve financial stability

Reverse Mortgage

• Access your home equity for retirement income
• Flexible options to meet your needs
• Unlock financial potential and enjoy your golden years with peace of mind

Our Commitment

At 1st Legacy Capital, we prioritize exceptional customer service and personalized attention. We take the time to understand your unique situation, goals, and financial needs to tailor our recommendations. Our dedicated team is passionate about guiding you through the process, answering your questions, and ensuring you receive the best possible mortgage solution.

Our Values

• Integrity: We operate with transparency and honesty, always prioritizing the best interests of our clients.
• Personalized attention: We provide individual consultations and customized mortgage plans to meet your unique needs.
• Community: We are committed to serving the people of Mississippi and helping them achieve their dream of homeownership.
• Collaboration: We work closely with real estate professionals, financial advisors, and other partners to offer you comprehensive support.

Experience the 1st Legacy Capital Difference

With a focus on personalized attention, competitive rates, and local expertise, 1st Legacy Capital is committed to helping you achieve your dream of homeownership or unlock your financial potential through a reverse mortgage. Contact us today and let us guide you towards a successful and secure financial future.