Business Details
50+ Years
experience
Trusted Financial Services at FAST Federal Credit Union
Established in 1953, FAST Federal Credit Union has dedicated over seven decades to serving members and improving lives through community-focused financial services. As a not-for-profit cooperative, we prioritize member needs over profit, offering competitive rates on loans, high-yield checking accounts, and trusted investment services. Our commitment extends beyond finance, with staff volunteering 2,677 hours in 2024 to strengthen local communities. Ranked in the top 1% of credit unions nationwide, we combine financial strength with personalized online banking tools and mobile accessibility. Our mission aligns with the cooperative movement, ensuring members benefit from transparency, security, and a shared vision of collective progress.We emphasize financial education through programs like Financial Peace University and partner with Zogo for digital learning. With a focus on safety and innovation, we protect member assets while delivering modern solutions like the FAST App. Our 4.07% APY Rewards Checking exemplifies our dedication to maximizing member returns. Through ABA routing number 321173001, we facilitate seamless transactions, and our privacy policies ensure data protection. By blending tradition with technology, we remain a trusted financial partner for generations.
Services
Checking Accounts
Savings Accounts
IRAs
Personal Loans
Online Banking
Credit Cards
Financial Counseling
Details
- Year established: 1953
Highlights and features
- We operate as a not-for-profit cooperative prioritizing member benefits over profit.
- Ranked in the top 1% of credit unions nationwide for financial strength.
- Offer 4.07% APY on Rewards Checking accounts for maximum member returns.
- Volunteered 2,677 community service hours in 2024 to support local development.
- Provide free financial education through partnerships like Financial Peace University.
What people say
4.07% APY
Financial education
Community involvement
Services
Rewards Checking
Our Rewards Checking account offers 4.07% APY with no monthly fees, providing maximum returns for everyday banking. This service benefits members seeking to grow their daily balances while maintaining liquidity. As a top-tier credit union product, it combines accessibility with competitive interest rates.
Personal Loans
We offer personalized personal loans with competitive interest rates for various needs including debt consolidation and major purchases. Our lending specialists work directly with members to create tailored repayment plans. As a community-focused institution, we prioritize financial responsibility over profit-driven lending practices.
Financial Counseling
Our certified financial counselors provide one-on-one guidance for budgeting, debt management, and long-term financial planning. This service includes access to Financial Peace University and Zogo educational platforms. We emphasize practical solutions that align with members' life goals and financial circumstances.
Online Banking
Our comprehensive online banking platform enables 24/7 account management with features like mobile check deposit and bill payment. The FAST App provides real-time transaction alerts and budgeting tools. We ensure secure access through multi-factor authentication and regular system updates.
Community Investment
Through volunteer programs and local partnerships, we reinvest 2,677+ annual hours into community development initiatives. Our staff actively participates in neighborhood improvement projects and financial literacy programs. This service reflects our cooperative principles of mutual support and shared prosperity.
People
Allie
Financial Services Representative
Allie combines professional banking expertise with community engagement, supporting members' financial goals while maintaining personal connections to local networks.
Questions
What makes FAST Credit Union different from banks?
As a not-for-profit cooperative, we return profits to members through better rates and community investments rather than external shareholders.
How secure is my money at FAST Credit Union?
Your deposits are federally insured up to $250,000 through NCUA, and we implement advanced security measures for digital transactions.
Can non-residents join FAST Credit Union?
Membership eligibility extends beyond geographic boundaries, though specific programs may have localized requirements for certain services.
What financial education resources do you offer?
We provide Financial Peace University courses, Zogo app-based learning, and personalized counseling sessions covering all aspects of money management.
How do I access mobile banking features?
Download the FAST App from our website to access mobile check deposit, real-time alerts, and budgeting tools for managing accounts on-the-go.