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Our Story
At Patriot Financial, we believe that homeownership is a cornerstone of the American Dream. That's why we're dedicated to providing personalized mortgage solutions and exceptional customer service to help you achieve your financial goals. Our journey began in 2005, with a mission to revolutionize the mortgage industry by providing financing solutions that cater to the unique needs of our clients. With over 26 years of collective experience, our team of experts is committed to making the home loan process as seamless and hassle-free as possible.
Our Objectives
Our primary objective is to provide customized mortgage solutions that meet the specific needs of our clients. We achieve this by leveraging our extensive knowledge of the mortgage market and our partnerships with numerous lenders, both big and small. Secondly, we strive to ensure that the loan process is quick, efficient, and hassle-free, providing our clients with an exceptional customer service experience. Lastly, we prioritize transparency and honesty in all our transactions, ensuring that the quotes we provide match the paperwork our clients sign.
Our Process
Our home loan process is designed to be straightforward and efficient. It begins with pre-approval, where we evaluate your financial information to determine your loan terms. Once you've found your dream home, you'll formally apply for a mortgage, providing updated financial information and documentation. We'll guide you through the loan processing and underwriting phases, ensuring that your application is reviewed and approved promptly. Finally, we'll facilitate a seamless closing process, where you'll sign the final documents and take ownership of your new home.
Tools and Resources
At Patriot Financial, we're committed to empowering our clients with the tools and resources they need to make informed decisions. Our calculators, including our affordability calculator, mortgage calculator, and 3-2-1 buy-down calculator, provide valuable insights to help you plan and budget for your home loan. You can also compare rates, shop for different scenarios, and discover unmatched rates tailored to your unique situation.
Our Presence
Patriot Financial is licensed to operate in 14 states, including California, Colorado, Connecticut, Florida, Maryland, Minnesota, New York, North Carolina, Oregon, South Carolina, Tennessee, Virginia, Washington, and Washington D.C. We're dedicated to providing exceptional mortgage solutions and customer service to clients across these states.
Get Started
Take your first step towards achieving your home loan goals with Patriot Financial. Get a custom rate quote today, and let us help you navigate the mortgage process with expertise and confidence.
Excellent Experience with Patriot Financial
Professional Service
Patriot Financial has received high praise from customers for their exceptional service. Clients have appreciated the team's professionalism, with Matt and his support team going above and beyond to ensure a smooth and timely closing process.
Commitment to Meeting Deadlines
The team has demonstrated a strong commitment to meeting deadlines, even working around the clock to ensure that clients can close on time. This dedication has earned them a reputation for reliability and dependability.
Competitive Rates
Patriot Financial has also been commended for offering competitive rates, with clients reporting significant savings compared to other companies. In one instance, the company was able to save a client thousands of dollars.
Personal Touch
What sets Patriot Financial apart is their personal touch. Matt shared his personal cell number with a client, and the support team has been known to reach out on weekends and holidays to keep clients informed about the progress of their loan.

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