Welcome to Kal Financial, a Mortgage Broker Firm dedicated to providing exceptional service and expert guidance to help you achieve your home financing goals. Our team of professional mortgage brokers has years of experience in the industry, and we are committed to delivering 100% satisfaction to our clients.
At Kal Financial, we understand that purchasing a home or refinancing a mortgage can be a daunting task, especially for first-time buyers. That's why we guarantee you will find plenty of helpful information on our website to assist you in making an informed decision. Our mission is to provide you with the best rates and unparalleled customer service, ensuring a smooth and stress-free experience from start to finish.
Our Services
As a top mortgage broker firm, we offer a wide range of loan products designed to cater to your unique financial needs. Our services include:
- Home Purchase Assistance: We'll guide you through the entire home buying process, from pre-approval to closing, ensuring a seamless and efficient experience.
- Loan Products: We offer a variety of mortgage options, including conventional, FHA, VA, and jumbo loans, to name a few. Our expert mortgage advisors will help you find the perfect loan program tailored to your needs.
- Rate Lock: We'll help you secure a competitive interest rate, ensuring you get the best deal possible.
- Loan Process: Our streamlined process ensures a fast and efficient closing, typically within 14 days.
What Sets Us Apart
At Kal Financial, we pride ourselves on our exceptional customer service, in-depth knowledge of the mortgage industry, and our ability to deliver 100% satisfaction to our clients. Our professional mortgage brokers work by referral, ensuring that we provide the highest level of service to earn your trust and referrals.
Meet Our Team
Our team of experienced mortgage advisors is dedicated to providing expert guidance and exceptional service. Meet our team members:
- David Lawver, Managing Director
- Shane Valente, Sr. Mortgage Advisor
- Ryan Leeder, Mortgage Advisor
- Daniel Chalk, Mortgage Advisor
- Russell Rivera, Mortgage Advisor
- Sienna Kanis, Certified Mortgage Advisor
- Rob Pavley, Mortgage Advisor
- Mark A. Harris, Mortgage Advisor
Testimonials
Don't just take our word for it! Our satisfied clients rave about their experience with Kal Financial. Read what they have to say:
- "The impeccable service and extensive mortgage and economic market knowledge displayed by KAL Financial was a breath of fresh air."
- "I got the exact rate and program that I wanted and couldn't find anywhere else."
- "My experience with an out of state internet Mortgage Company turned into a horrible nightmare. Luckily I found KAL Financial and have to say it was a very pleasant experience and a quick closing."
Overall Experience
The reviews provided a mixed experience with Kal Financial, with some customers expressing satisfaction with the services while others had a terrible experience.
Positive Experience
The positive reviews highlighted the excellent customer service, professionalism, and expertise of the team, particularly David and Daniel Chalk. They were praised for their ability to explain complex options, provide timely responses, and ensure a smooth home buying process.
Negative Experience
On the other hand, the negative reviews described a terrible experience with the company, citing poor communication, lack of accountability, and broken promises. Some customers felt misled, and their expectations were not met, leading to a stressful and frustrating experience.

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