Cardinal Wealth Group

Welcome to Cardinal Wealth Group, your trusted partner for retirement planning and financial coaching. We are an independent, fee-only, local firm dedicated to helping people 50 and over unlock their retirement's potential so they can live their best life after work. Our firm is based in Cherry Hill, NJ, and we proudly serve the surrounding areas.

At Cardinal Wealth Group, we understand that every individual has unique financial needs and goals. That's why we create deep, meaningful, and long-lasting relationships with our clients, providing them with personalized service that is not available in big financial firms with rigid policies and processes. As your financial coaches, we spend the time needed in each situation to ensure that every stone is turned, and you receive the essential financial guidance needed to work towards your dream retirement.

Our Services

At Cardinal Wealth Group, we offer a variety of services to help you navigate the sometimes-confusing retirement landscape. Our services include:

• Retirement Planning: We help you create a comprehensive retirement plan that takes into account your income, expenses, assets, and liabilities. Our retirement planning services include Social Security maximization, pension analysis, and retirement income planning.
• Investment Management: We offer investment management services that are tailored to your risk tolerance, time horizon, and financial goals. Our investment strategies are based on academic research and evidence, and we use low-cost index funds and ETFs to build diversified portfolios.
• Tax Planning: We help you minimize your tax liability and maximize your retirement savings with tax-efficient retirement planning strategies. Our tax planning services include Roth IRA conversions, tax-loss harvesting, and charitable giving strategies.
• Estate Planning: We help you protect your assets and ensure that your wishes are carried out in the event of your death or incapacity. Our estate planning services include will and trust preparation, powers of attorney, and healthcare directives.

At Cardinal Wealth Group, we are committed to providing you with the right tools and services to help you navigate the retirement landscape. Our services are designed to help you make informed decisions about your financial future, so you can achieve your vision for retirement.

Our Process

At Cardinal Wealth Group, we follow a clear and defined process to help you achieve your retirement goals. Our process includes:

• Discovery: We start by getting to know you and your financial goals. We gathering all the necessary information about your income, expenses, assets, and liabilities.
• Analysis: We analyze the information and develop a comprehensive retirement plan that includes investment management, tax planning, and estate planning strategies.
• Implementation: We implement the plan by investing your money in low-cost index funds and ETFs, preparing legal documents, and helping you maximize your tax savings.
• Monitoring: We monitor your progress and make adjustments to the plan as needed. We meet with you regularly to review your progress and ensure that you are on track to achieve your retirement goals.

Resources

At Cardinal Wealth Group, we believe in providing our clients with the up-to-date tools and resources needed to make informed decisions about their financial future. Our resources include:

• Educational workshops and seminars
• Downloadable materials and guides
• Interactive flowcharts and fillable worksheets
• Educational videos

Why Cardinal Wealth Group?

At Cardinal Wealth Group, we are committed to providing you with the highest level of service and expertise. We are a fiduciary, which means we are personally liable if we give you bad advice. Our transparent fee schedule makes it easy to understand exactly how we get paid, with no hidden fees. We are among a few financial advisors who are CFP, Fee-Only, and have retirement expertise. We are dedicated to helping people 50 and over unlock their retirement's potential so they can live their best life after work.