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Your Trusted Credit Union in Heath, OH
Founded to serve the financial needs of our community, Hopewell Federal Credit Union operates as a member-owned cooperative dedicated to improving the financial well-being of individuals and families. We provide a full range of banking services including checking and savings accounts, personal and business loans, mortgage financing, and credit card options. Our credit union model ensures that every depositor becomes a member-owner, allowing us to prioritize member benefits over profit through competitive rates and low fees. With physical branches in Heath, Newark, and Johnstown, we serve anyone living, working, or worshiping in Licking, Franklin, and Delaware counties. Our digital banking tools extend our reach while maintaining the personal touch that defines our service philosophy.Through our CDFI certification, we demonstrate commitment to financial inclusion and community development. Our volunteer Board of Directors, elected annually by members, ensures our operations remain aligned with community needs. We participate in nationwide shared branching networks and ATM partnerships to provide convenient access to over 5,000 locations. Our 24/7 telephone banking system and mobile app ensure round-the-clock account access. With more than 50 years of service, we combine local expertise with modern financial solutions to help members achieve their financial goals.
Services
Checking Accounts
Savings Accounts
Home Equity Loans
Mortgage Loans
Personal Loans
Student Loans
Vehicle Loans
Visa Credit Cards
Digital Banking
Business Lending
Highlights and features
- We operate as a member-owned cooperative prioritizing your financial success
- Our CDFI certification demonstrates commitment to financial inclusion and community development
- We offer competitive rates and low fees through our non-profit structure
- 24/7 telephone banking access with dedicated customer support available
- Local decision-making with three convenient branch locations in central Ohio
Associations and certifications
- CDFI Certification
Services
Checking Accounts
Our checking accounts provide secure, accessible solutions for everyday financial transactions. With multiple account options including interest-bearing and no-minimum choices, we offer flexibility to meet diverse financial needs. Members benefit from free online banking, mobile check deposit, and nationwide ATM access through our network partnerships.
Home Equity Loans
We offer fixed-rate home equity loans to help members leverage their home's value for major expenses. These loans feature predictable monthly payments and competitive rates based on creditworthiness. Funds can be used for home improvements, debt consolidation, or other significant financial needs while maintaining your primary mortgage.
Digital Banking
Our digital banking platform provides 24/7 access to account management tools through mobile and web interfaces. Features include bill payment, fund transfers, check deposit, and real-time transaction monitoring. The service integrates with budgeting tools and offers secure authentication methods for member protection.
Visa Credit Cards
We issue Visa credit cards with competitive rates and member-focused benefits. Our credit card options include features like fraud protection, travel insurance, and purchase security. Cardholders receive personalized support and can access their accounts through our mobile banking app for convenient management.
Business Lending
Our business lending services support local entrepreneurs with tailored financing solutions. We offer loans for working capital, equipment purchases, and business expansion. The application process emphasizes local decision-making with flexible terms designed to meet specific business requirements and growth objectives.
Questions
What financial services does Hopewell Federal Credit Union offer?
We provide checking and savings accounts, home equity loans, mortgages, personal loans, student loans, vehicle loans, Visa credit cards, and business lending options.
Who can join Hopewell Federal Credit Union?
Anyone who lives, works, worships, or attends school in Licking, Franklin, or Delaware counties can become a member.
What are your branch locations and hours?
We have three Ohio branches in Heath, Newark, and Johnstown with lobby hours Monday-Friday 9am-5pm and Saturday 9am-12pm.
Do you offer 24/7 banking access?
Yes, our MAGIC telephone system provides 24/7 account access and we offer mobile banking apps for iOS and Android devices.
What fees should I expect with your accounts?
We charge standard fees for services like overdrafts ($29/item), stop payments ($35/request), and account closures within 6 months ($25/account).
How can I access ATMs without fees?
Use any ATM in the Alliance One or PULSE networks for fee-free transactions, with multiple locations available across central Ohio.
