Business Details
Your Trusted Mortgage Partner in Santa Ana, CA
At ARBOR Financial Group, we are committed to making homeownership simple, accessible, and stress-free. With a customer-first approach, we provide expert mortgage solutions tailored to meet the unique needs of homebuyers, homeowners, and real estate investors. Our nationwide lending expertise ensures we can help clients secure the right loan, no matter their location. We specialize in flexible financing options for self-employed individuals, investors, and non-traditional borrowers, combining the resources of a national lender with personalized guidance.Our team of over 370 licensed mortgage brokers across 45 states delivers competitive rates, fast approvals, and expert advice. We focus on making the mortgage process transparent and aligned with long-term goals, from pre-approval to closing. With a reputation built on trust, expertise, and exceptional service, we are dedicated to helping clients achieve their homeownership goals with confidence.
Services
Conventional Home Loans
FHA Home Loans
VA Home Loans
Jumbo Loans
Non-QM Loans
Bank Statement Loans
Investment Property Financing
Cash-Out Refinance
Reverse Mortgage
USDA Loans
Details
- Year established: 2025
Highlights and features
- Nationwide lending expertise across 45 states
- Fast approvals with streamlined mortgage processes
- Specialized support for self-employed and non-traditional borrowers
- Expert guidance from 370+ licensed mortgage professionals
- Competitive rates for diverse loan programs
What people say
Great to work with
Excellent follow through
Made the process effortless
Quick responses and updates
Highly recommend the team
Services
Conventional Home Loans
Conventional home loans cater to buyers with strong credit and steady income, offering flexible down payments and competitive rates. These loans suit primary homes, second homes, or investment properties without government backing. Borrowers benefit from fewer restrictions and options for purchase or refinance.
FHA Home Loans
FHA loans assist first-time buyers and those with lower credit scores through low down payments and flexible guidelines. Backed by the Federal Housing Administration, these loans provide accessible homeownership opportunities with competitive rates and support for purchase or refinance needs.
VA Home Loans
VA loans offer zero-down financing and no private mortgage insurance for eligible veterans and service members. Backed by the Department of Veterans Affairs, these loans provide competitive rates and flexible terms for purchasing or refinancing primary residences.
Non-QM Loans
Non-QM loans serve borrowers outside traditional lending criteria, using bank statements, assets, or rental income for qualification. Ideal for self-employed individuals, investors, or those with unique financial situations seeking purchase or refinance options.
Cash-Out Refinance
Cash-out refinance allows homeowners to replace their existing mortgage with a larger loan, taking the difference as cash. This option helps fund home improvements, debt consolidation, or major expenses while maintaining competitive rates.
Questions
What mortgage loan options does ARBOR Financial Group offer?
We offer conventional, FHA, VA, jumbo, non-QM, bank statement, investment property, USDA, reverse mortgages, and more for diverse borrower needs.
How does ARBOR support self-employed borrowers?
We provide specialized loans using bank statements, 1099 forms, or profit/loss statements instead of traditional W-2 income verification.
Can first-time homebuyers get down payment assistance?
Yes, we help clients explore down payment assistance programs through local, state, and national initiatives to reduce upfront costs.
What is the Cash Advantage Program?
This program lets qualified buyers make cash-backed offers without full cash reserves, giving sellers confidence through Zavvie's platform.
Do you offer refinancing options?
Yes, we provide cash-out refinance, HELOC, rate-and-term refinance, and reverse mortgage options to meet various financial goals.
How quickly can I get pre-approved?
Our streamlined process enables fast pre-approvals, allowing buyers to act quickly in competitive housing markets.
