Business Details
23 Years
experience
Emergency
services
Your Trusted Partner for Insurance Solutions in Kirkland, WA
First Rate Insurance Plus has proudly served the Kirkland, Washington community for over two decades, delivering exceptional personal insurance solutions tailored to individual needs. As part of Trucordia, we combine local expertise with national resources to provide innovative, customized coverage options. Our team of licensed professionals evaluates market conditions and collaborates with regional and national carriers to secure competitive rates and comprehensive policies.We prioritize personalized service, ensuring clients receive transparent guidance through complex insurance decisions. With a commitment to integrity and client satisfaction, we offer 24/7 access to policy management tools and maintain a focus on continuous education to enhance our industry knowledge. Our partnership with Trucordia reinforces our ability to deliver reliable protection while upholding the values of trust, collaboration, and community stewardship.
Services
Auto Insurance
Home Insurance
Boat Insurance
Life Insurance
Motorcycle Insurance
RV Insurance
Renters Insurance
Condo Insurance
Landlord Insurance
Personal Umbrella Insurance
Details
- Year established: 2003
Highlights and features
- We have over 20 years of experience in personal insurance solutions.
- We offer access to 20+ insurance carriers for competitive pricing.
- Our team provides personalized service with local market expertise.
- We operate a 24/7 service center for policy management convenience.
- Our agents prioritize continuous education to enhance industry knowledge.
Associations and certifications
- Trusted Choice
What people say
Exceptional agent service
Proactive policy management
Competitive savings
Streamlined claims processes
Personalized attention
Services
Auto Insurance
Our auto insurance policies protect drivers with liability, collision, and comprehensive coverage options. We specialize in standard, high-risk, and classic vehicle policies while maximizing discounts through bundling and multi-car plans. Agents help clients understand deductible impacts and state-mandated coverage requirements.
Home Insurance
We offer dwelling, personal property, and liability coverage for homeowners and renters. Policies include protection against fire, theft, and natural disasters, with optional earthquake and flood insurance available. Our agents explain policy limits and help determine appropriate coverage levels.
Boat Insurance
Specialized boat insurance covers watercraft up to 75 miles offshore with liability, medical payments, and physical damage protection. We provide agreed-value policies for total loss scenarios and offer emergency assistance packages for towing and fuel spills.
Life Insurance
We offer term, whole, universal, and variable life insurance policies to meet diverse financial planning needs. Our agents explain premium calculation factors and help clients select appropriate death benefits aligned with estate planning goals.
Motorcycle Insurance
Custom motorcycle insurance covers various bike types with options for collision, comprehensive, and accessory coverage. We help clients understand liability requirements and select appropriate deductibles while offering roadside assistance programs.
People
Meghan Joseph
Insurance Agent
With over 4 years of experience, Meghan specializes in auto and home insurance, consistently securing competitive rates for clients. She maintains proactive communication and receives praise for her patient, detail-oriented approach to policy management.
Rachel Krashowetz
Customer Service Representative
Rachel assists clients with policy clarifications and coverage comparisons, known for her responsive communication and ability to simplify complex insurance terminology for new policyholders.
Venesa Nellithara
Insurance Agent
Venesa helps clients secure optimal insurance packages, recognized for her punctuality and dedication to finding cost-effective solutions while maintaining high client satisfaction ratings.
Laura Young
Insurance Agent
Laura specializes in first-time driver policies and home insurance, praised for her empathetic approach during stressful situations and ability to reduce premiums through strategic coverage adjustments.
Marcella Fitzhugh
Senior Insurance Agent
With 15+ years of experience, Marcella excels in complex insurance scenarios, including multi-property portfolios and specialty vehicle coverage. Clients commend her market knowledge and proactive policy reviews.
Questions
What types of insurance does First Rate Insurance Plus offer?
We provide auto, home, boat, life, motorcycle, RV, renters, condo, landlord, and personal umbrella insurance policies tailored to individual needs.
Why should I use an independent insurance agent?
Independent agents compare rates across 20+ carriers to find optimal coverage and pricing, offering unbiased recommendations and personalized service.
Can I manage my policy online?
Yes, our 24/7 service center allows policyholders to make changes, view documents, and manage payments directly from our website.
Do you offer bundling discounts?
Yes, combining multiple policies like auto and home insurance typically provides significant discounts on premiums.
How do I file a claim?
Contact your assigned agent directly or use our website's 24/7 service center to initiate claims, with guidance provided throughout the process.
Are your agents licensed professionals?
All our insurance professionals maintain active state licenses and participate in ongoing industry education programs.
