Business Details
25 Years
experience
Your Trusted Title Insurance Partner in Montgomery, AL
At Central Alabama Title Center, we have dedicated ourselves to protecting property rights since August 2001. Our team of professionals operates as investigators, analysts, and subject matter experts, ensuring property owners receive the peace of mind they deserve. With deep expertise in title insurance, we serve both first-time homebuyers and seasoned lenders across Alabama and Mississippi. Our mission focuses on reducing risks through exceptional service, allowing clients to confidently safeguard their largest financial investments.Our commitment to excellence stems from decades of combined experience in mortgage banking and title insurance industries. We prioritize transparency, client education, and comprehensive risk mitigation strategies tailored to each transaction's unique needs. This approach has solidified our reputation as a trusted partner in property rights protection.
Services
Lenders Policy
Owners Policy
Construction Policy
ALTA Endorsements
Attorney Title Production
CPL Coverage
Details
- Year established: 2001
Highlights and features
- We offer over 20 years of specialized title insurance expertise
- Our team includes mortgage banking professionals with decades of industry experience
- We provide tailored risk mitigation strategies for every transaction
- We serve both first-time homebuyers and experienced lending institutions
- Our commitment to transparency ensures no hidden fees or surprises
Services
Title Insurance
Title insurance safeguards property owners against financial loss from title defects. Our policies protect both homeowners and lenders throughout Alabama and Mississippi. With expert risk assessment and comprehensive coverage options, we ensure your real estate investment remains secure against claims from previous ownership disputes, liens, or documentation errors.
Lenders Policy
This essential coverage protects mortgage lenders' financial interests in property transactions. Our lenders policies ensure loan validity against title issues that could affect repayment security. Designed for both new mortgages and refinancing scenarios, these policies provide lenders with confidence in their collateral's legal standing while maintaining compliance with state-specific regulations.
Owners Policy
Our owners policies protect property buyers against title-related financial losses. This coverage lasts as long as you own the property, addressing risks like undiscovered liens, ownership disputes, or recording errors. Tailored for first-time buyers and experienced investors alike, these policies provide peace of mind through comprehensive protection of your residential or commercial real estate investment.
ALTA Endorsements
These specialized endorsements enhance title insurance for complex commercial transactions. ALTA policies address unique risks in business property acquisitions, including zoning issues, access rights, and easement concerns. Our experts ensure compliance with national standards while providing customized protection for commercial real estate investments across Alabama and Mississippi.
Construction Policy
Designed for new construction projects, these policies protect against title issues emerging during development. Coverage includes mechanic's liens, construction-related claims, and post-construction ownership challenges. Our construction policies ensure smooth project completion while maintaining clear title status throughout the building process for residential and commercial developments.
People
Kathy W. Shirah
Office Manager & Senior Underwriter
Kathy Shirah brings over 30 years of mortgage banking experience to Central Alabama Title Center. Starting her career with Regions Mortgage in 1990, she has held various industry roles before becoming a senior underwriting professional. Her extensive knowledge of real estate transactions and risk assessment strengthens our commitment to comprehensive title protection.
Questions
What is title insurance and why do I need it?
Title insurance protects property owners and lenders against financial loss from title defects. It ensures your real estate investment remains secure by covering claims from previous ownership disputes, liens, or documentation errors.
What areas do you serve?
We provide title insurance services throughout Alabama and Mississippi, with offices in both Millbrook and Montgomery, Alabama.
How can I get a title insurance quote?
Visit our website to use our title insurance rate calculator for premium estimates, or contact us directly at (334) 263-2085 for a detailed quote including all applicable fees.
What types of title insurance policies do you offer?
We offer lenders policies, owners policies, construction policies, ALTA endorsements, and CPL coverage to meet both residential and commercial property needs.
How long has Central Alabama Title Center been in business?
We've been protecting property rights since August 2001, providing over two decades of specialized title insurance expertise to Alabama and Mississippi clients.
