David Osborn

At Planet Home Lending, we understand that a home is more than just a place to live. It's where memories are made, and futures are built. That's why we're dedicated to providing our customers with exceptional mortgage services, tailored to their unique needs and financial goals. Whether you're a first-time homebuyer, looking to refinance, or seeking to tap into your home's equity, we're committed to delivering outstanding loan products, unparalleled customer service, and a personalized approach that puts you first.

Our Mission

Our mission is simple: to help our customers achieve their homeownership dreams. We're passionate about empowering individuals and families to take control of their financial futures, and we're dedicated to making the mortgage process as seamless and stress-free as possible. With a team of experienced loan originators, cutting-edge technology, and a wide range of loan options, we're equipped to handle even the most complex mortgage needs.

Our Services

We offer a comprehensive range of mortgage services, designed to meet the diverse needs of our customers. From FHA loans and jumbo mortgages to USDA home loans and construction loans, we've got you covered. Our refinance options include cash-out refinances, rate-and-term refinances, and FHA streamline refinances, allowing you to tap into your home's equity, lower your monthly payments, or switch to a more favorable loan term. We also offer home renovation loans, accessory dwelling units (ADUs), and down payment assistance programs, making it easier to achieve your homeownership goals.

What Sets Us Apart

At Planet Home Lending, we're committed to delivering exceptional customer service, and it shows. With a 4.83-star rating and over 394,000 satisfied customers, we're proud of our reputation for excellence. Our loan originators are knowledgeable, courteous, and reliable, and we strive to keep our customers informed every step of the way. Whether you're a seasoned homeowner or taking your first steps into the world of mortgage financing, we're here to guide you every step of the way.

Awards and Recognition

We're proud to have received numerous awards and recognitions for our outstanding customer service, innovative approach to mortgage lending, and commitment to community development. Our team of experienced loan originators and industry experts have been featured in leading publications and media outlets, cementing our position as a trusted and respected leader in the mortgage industry.