Accountable Financial Planning

At Accountable Financial Planning LLC, we are dedicated to providing comprehensive fee-only financial planning and investment management services to individuals and families from diverse backgrounds and stages of life. Since our inception in 2009, we have been committed to placing the interests of our clients first at all times, while delivering professional advice and exceptional service for a reasonable fee.

Our Mission

Our mission is to empower our clients to achieve their financial goals by providing personalized guidance and expert knowledge. We strive to understand each client's unique situation and develop a customized financial plan that aligns with their values, goals, and risk tolerance. Our team is committed to maintaining the highest fiduciary standard, ensuring that our clients' interests are always prioritized.

Our Services

We offer a wide range of financial services, including:

• Fee-Only Financial Planning: Our comprehensive financial planning services are designed to help you achieve your short-term and long-term goals. We will work closely with you to understand your financial situation, create a personalized financial plan, and implement a strategy tailored to your needs.

• Investment Management: We can help you manage your investment portfolio, providing guidance on asset allocation, diversification, and risk management.

• Cash Flow and Debt Management: Our team will help you optimize your cash flow, manage debt, and create a plan to achieve financial freedom.

• Short and Long-Term Goal Planning: We will work with you to identify and prioritize your financial goals, creating a roadmap to help you achieve success.

• Retirement Planning: Our expert team will help you plan for a secure retirement, ensuring you have the income and resources needed to enjoy your golden years.

• Insurance Planning: We will help you create an insurance plan that provides the right coverage for your business, home, auto, life, disability, and long-term care.

• Income Tax Planning and Preparation: Our team will work with you to minimize your tax liability, maximize your deductions, and ensure timely filing of your tax returns.

• Basic Estate Planning Guidance: We will help you make informed decisions about your estate planning, including wills, trusts, and powers of attorney.

Our Approach

At Accountable Financial Planning LLC, we prioritize honesty, transparency, and objectivity in our approach. We work solely for our clients' interests, without any affiliation with insurance companies, mutual fund companies, banks, or brokers. Our fees are fully disclosed and agreed upon in advance, ensuring that our services are entirely client-centric.

Meet Our Team

Our team consists of credentialed professionals who are dedicated to providing exceptional service and expert guidance. Meet Andy Kerns, our founding partner and Principal, who has a unique combination of education, work, and life experiences that have equipped him with the skills and knowledge necessary to excel in the financial planning industry. Andy is a CERTIFIED FINANCIAL PLANNER practitioner, a NAPFA-Registered Financial Advisor, and a Registered Investment Advisor Representative in the State of Ohio.

Get Started

If you're interested in learning more about our services and how we can help you achieve your financial goals, we invite you to take advantage of our no-cost, no-pressure initial phone consultation. During this consultation, we'll discuss your financial situation, goals, and concerns, and provide you with personalized guidance and a clear understanding of our services and fees.

Get in Touch

To schedule an appointment or learn more about our services, please contact us by phone at (937) 599-0012 or email andy@accountablefp.com. We look forward to the opportunity to serve you.