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Your Trusted Bankruptcy Law Firm in San Diego
For over 30 years, the Bankruptcy Law Offices of Mark L. Miller has provided expert legal guidance to individuals and businesses in San Diego facing financial distress. Our team of seasoned bankruptcy attorneys specializes in Chapter 7, 13, and 11 filings, offering personalized solutions to eliminate debt, stop creditor harassment, and protect assets. We prioritize client-centered service, combining decades of collective experience with a hands-on approach to ensure transparent, ethical representation.Our firm actively advocates for clients in court, negotiates with creditors, and delivers tailored strategies to achieve long-term financial stability. With a proven track record of over 15,000 cases filed, we are committed to delivering compassionate, results-driven legal support.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Chapter 11 Bankruptcy
Creditor Harassment Defense
Foreclosure Defense
Highlights and features
- Free consultation with a licensed bankruptcy attorney.
- Over 50 years of collective experience in debt relief.
- Small, hands-on law firmnot a bankruptcy mill.
- We sue creditors who harass you before or after filing.
- Fully transparent about pros and cons of bankruptcy.
What people say
Very professional
Great experience
Team that truly has your back
Money well spent
Attorney for life
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy eliminates unsecured debt like credit cards and medical bills while protecting assets. Our attorneys guide clients through the means test, exemptions, and filing process to stop creditor harassment and achieve a fresh start. This solution suits individuals with limited income seeking rapid debt relief.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy restructures debt into affordable monthly payments over 35 years, stopping foreclosure and wage garnishments. We help clients retain property while repaying debts under court protection. Ideal for those with steady income needing to catch up on mortgage or car payments.
Creditor Harassment Defense
Our firm halts creditor calls, lawsuits, and wage garnishments through legal action and bankruptcy filings. We advocate for clients' rights under the Fair Debt Collection Practices Act, ensuring peace of mind during financial recovery.
Foreclosure Defense
We prevent home foreclosure by negotiating loan modifications, filing bankruptcy, or restructuring payments. Our attorneys provide aggressive representation to protect clients' equity and secure long-term housing stability.
Chapter 11 Bankruptcy
Chapter 11 Bankruptcy reorganizes business debt, allowing companies to retain assets while repaying creditors over time. We assist small businesses in San Diego with Subchapter 5 filings, streamlining the process for debts under $2.7 million.
People
Mark L. Miller
Attorney
With over 30 years of experience, Mark L. Miller specializes in bankruptcy law, guiding clients through debt relief and financial recovery. He actively volunteers at legal aid clinics and serves on bankruptcy court mediation panels.
Larissa
Paralegal
Larissa supports clients with case preparation and documentation, ensuring timely and accurate filing. Her expertise in bankruptcy procedures enhances the firm's client-focused service.
Angelica
Legal Assistant
Angelica assists with client communication and case management, providing compassionate support during the bankruptcy process. Her attention to detail ensures smooth client interactions.
Wendy
Legal Assistant
Wendy coordinates client consultations and case updates, offering responsive support to alleviate stress during financial recovery.
Questions
How do I file bankruptcy in San Diego?
Consult a bankruptcy attorney to assess your options, complete credit counseling, gather financial documents, and file a petition. Our team handles all steps to ensure compliance and success.
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates unsecured debt quickly, while Chapter 13 restructures debt into monthly payments over 3–5 years. Eligibility depends on income and asset exemptions.
Can bankruptcy stop foreclosure?
Yes. Filing bankruptcy triggers an automatic stay, halting foreclosure. Chapter 13 allows repayment of arrears over time while retaining your home.
Will I lose my assets in bankruptcy?
Most clients keep property using exemptions. Our attorneys protect assets like homes, cars, and retirement accounts under California bankruptcy laws.
How much does bankruptcy cost?
Costs vary by chapter. Chapter 7 fees start at $1,500, while Chapter 13 includes a court-approved payment plan. We offer flexible payment options.
Can I file bankruptcy without an attorney?
While possible, it's risky. Our attorneys ensure proper filings, exemptions, and court compliance, maximizing debt relief and minimizing errors.
