Business Details
Your Trusted Insurance Partner in Lafayette, CO
MLJ Insurance operates as a full-service broker agency dedicated to providing individual and group health insurance solutions. Our bilingual office serves English and Spanish-speaking clients, offering personalized support throughout the policy management process. We evaluate insurance carriers based on financial stability, reputation, and plan designs to ensure optimal client options. Our HIPAA-compliant operations prioritize client confidentiality while navigating complex insurance landscapes.With deep expertise in Medicare, employee benefits, and ancillary coverage, we deliver tailored solutions that address unique client circumstances. Our team maintains strong relationships with insurance providers to secure competitive options, while ongoing client education ensures informed decision-making in evolving regulatory environments. Client testimonials highlight our responsiveness, industry knowledge, and commitment to finding cost-effective coverage solutions.
Services
Health Insurance
Medicare
Employee Benefits
Ancillary Benefits
Compliance
Worksite Insurance
Highlights and features
- We offer bilingual English/Spanish insurance consultation services
- We evaluate insurance companies based on financial stability and reputation
- Our team maintains direct relationships with major insurance carriers
- We provide HIPAA-compliant insurance advisory services
- Our specialists offer personalized policy management throughout the year
What people say
Exceptional customer service
Extremely knowledgeable staff
Personalized policy management
Cost-effective solutions
Prompt response times
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and families. Our services include evaluating coverage options, comparing plans from multiple carriers, and offering personalized recommendations based on client needs. Our expertise ensures clients receive appropriate coverage that balances cost and benefits while maintaining compliance with current regulations.
Medicare
Our Medicare specialists guide clients through enrollment processes and coverage options. We explain Part A, B, C, and D differences, Medigap policies, and Advantage Plans. Our team helps clients understand eligibility requirements, enrollment timelines, and coverage limitations while ensuring informed decisions about their healthcare coverage during retirement years.
Employee Benefits
We develop customized employee benefits packages for businesses of all sizes. Our services include group health insurance planning, dental and vision coverage options, disability insurance, and life insurance programs. We help employers create competitive benefits packages that meet regulatory requirements while addressing workforce healthcare needs and budget constraints.
Ancillary Benefits
We offer ancillary benefit solutions that complement primary health insurance. Our services include disability insurance, critical illness coverage, accident insurance, and voluntary benefits programs. These supplemental plans help employees manage out-of-pocket medical expenses while providing employers with options to enhance benefits packages without significant cost increases.
Compliance
Our compliance services focus on ERISA regulations and healthcare law adherence. We help businesses understand their obligations regarding employee benefit plans, maintain proper documentation, and avoid penalties through proper plan administration. Our expertise ensures clients remain compliant with evolving federal regulations while protecting their interests in benefit program management.
People
Mary Heidbrier
Partner
Mary Heidbrier brings extensive health insurance expertise to MLJ Insurance. With years of experience in the industry, she specializes in finding customized insurance solutions for individuals and businesses while maintaining strong carrier relationships to secure optimal coverage options for clients.
Lee Heidbrier
Medicare Specialist
Lee Heidbrier focuses on Medicare insurance solutions at MLJ Insurance. His expertise includes explaining complex Medicare components to clients, guiding enrollment processes, and helping seniors navigate healthcare coverage options while providing personalized support throughout their insurance journey.
Diana Corona
Customer Service Representative
Diana Corona provides client support services at MLJ Insurance. She assists with policy management, answers insurance inquiries, and ensures smooth communication between clients and insurance carriers while maintaining the company's commitment to exceptional customer service standards.
Questions
What types of insurance does MLJ Insurance Services offer?
We provide health insurance, Medicare solutions, employee benefits packages, ancillary coverage options, and compliance guidance for businesses and individuals.
How does MLJ Insurance help clients choose the right coverage?
Our specialists evaluate your specific needs, budget, and circumstances to recommend personalized insurance solutions from multiple carriers while explaining all available options.
Do you serve both individuals and businesses?
Yes, we provide insurance solutions for individuals seeking personal coverage and businesses developing employee benefits packages of all sizes.
Are your services available in languages other than English?
Our office provides bilingual services in English and Spanish to better serve our diverse client base.
How do you stay current with insurance industry changes?
Our team continuously monitors regulatory updates and maintains direct relationships with insurance carriers to ensure up-to-date information and solutions for clients.
