Business Details
Your Trusted Financial Partner in Orlando
McCoy Federal Credit Union has served Central Florida communities since 1937, providing personalized financial solutions to individuals and businesses. Our member-owned cooperative structure prioritizes customer needs through competitive rates, innovative digital tools, and community-focused initiatives. With multiple branch locations and shared branching access, we combine local expertise with nationwide banking capabilities.Our team of financial professionals delivers tailored guidance for savings, loans, mortgages, and investment needs while maintaining strict adherence to cooperative principles. Through financial education programs and community partnerships, we strive to improve economic well-being across our service area.
Services
Savings Accounts
Vehicle Loans
Mortgage Financing
Credit Cards
Financial Education
Online Banking
Shared Branching
Zelle Payments
Highlights and features
- We provide personalized financial guidance from experienced local professionals
- Our member-owned structure ensures competitive rates and community reinvestment
- We offer 24/7 digital banking with advanced security features
- Our financial wellness programs help members achieve long-term stability
- We maintain A+ BBB accreditation for business practices
What people say
Awesome service
Great customer service
Efficient and knowledgeable
Patient assistance
Near my home
Services
Savings Accounts
We offer multiple savings solutions including Money Market Savings Accounts, Health Savings Accounts, and Share Certificates. Our competitive interest rates help members grow their money securely while maintaining liquidity. Special youth accounts teach financial responsibility to younger members through parental guidance.
Vehicle Loans
Our new and used auto loan programs feature low APR options with flexible terms. We provide pre-approval services and work directly with dealerships to streamline vehicle purchases. Loan calculators help members determine affordable payment amounts before applying.
Mortgage Financing
We offer conventional mortgages, refinance options, and home equity loans with competitive rates. Our mortgage specialists guide members through each step of the home buying process. First-time buyer programs include down payment assistance resources.
Credit Cards
Our Visa credit card options include rewards programs and secured cards for credit rebuilding. Card controls allow real-time transaction monitoring through mobile banking. We provide personalized credit limit recommendations based on financial profiles.
Financial Education
We deliver free financial literacy resources covering budgeting, debt management, and investment basics. Online calculators help members plan major purchases and retirement savings. Workshops are available at branch locations and through virtual platforms.
People
Adjwa Soares
Branch Manager
Adjwa Soares leads our Orlando branch team with over 15 years of financial services experience. She specializes in personalized account management and community outreach programs.
Questions
What loan options are available for first-time homebuyers?
We offer conventional mortgages with low down payment requirements and specialized counseling programs. Our mortgage team helps first-time buyers understand all available options.
How can I access my account outside business hours?
24/7 digital banking includes mobile app access, online bill pay, and telephone banking services for account management at any time.
What credit rebuilding tools do you offer?
We provide secured credit cards, credit counseling resources, and personalized payment plans to help members improve their credit scores.
Are there fees for using ATMs outside your network?
We reimburse up to $10 monthly in surcharge fees for out-of-network ATM usage. Our mobile app helps locate in-network ATMs for surcharge-free transactions.
How do I report a lost or stolen debit card?
Contact our 24/7 card services line at 1-888-584-7701 immediately to report lost or stolen cards and request replacements.
