Business Details
36 Years
experience
Your Trusted Partner for Comprehensive Financial Planning
The H Group is a fee-only wealth management firm dedicated to providing comprehensive financial planning and investment advisory services. Since 1990, we have maintained a philosophy of independence, personalized service, and strategic financial insight. Our team of CERTIFIED FINANCIAL PLANNER professionals operates as fiduciaries, prioritizing client interests through transparent fee structures and tailored investment strategies.With over $1.1 billion in assets under management and advisors averaging nearly 20 years of experience, we focus on cash flow planning, retirement strategies, estate planning, and tax-efficient solutions. Our SEC-registered firm serves clients nationally while maintaining local community engagement, emphasizing long-term relationships and holistic financial wellness.
Services
Cash Flow Planning
Estate Planning
Investment Planning
Retirement Planning
Risk Planning
Effective Tax Planning
Details
- Year established: 1990
Highlights and features
- We are fee-only fiduciaries with no product sales conflicts
- Our advisors average nearly 20 years of financial planning experience
- We maintain independence with no parent company influence
- We hold the prestigious CFP certification (earned by only 28% of advisors)
- We manage over $1.1 billion in client assets with transparent pricing
Associations and certifications
- Certified Financial Planner Board of Standards Inc.
- SEC Registered Investment Advisory Firm
What people say
Personalized strategies
Expert guidance
Transparent fees
Long-term planning
Professional team
Services
Cash Flow Planning
Our cash flow planning service helps clients manage income and expenses across all life stages. We create personalized strategies to balance current needs with future goals, reduce debt, and optimize savings. By analyzing spending patterns and financial objectives, we develop actionable plans that ensure financial stability and support long-term wealth accumulation.
Estate Planning
Estate planning services focus on creating comprehensive succession strategies that honor client wishes while minimizing tax burdens. We collaborate with legal professionals to establish trusts, wills, and gifting strategies that protect assets and facilitate smooth wealth transfer. Our approach emphasizes family legacy preservation and philanthropic goals while reducing administrative complexities for heirs.
Investment Planning
Investment planning involves creating customized portfolios aligned with risk tolerance and financial objectives. We employ a conservative philosophy emphasizing risk management while targeting growth through diversified asset allocation. Our fee-based model eliminates commissions, allowing ongoing portfolio adjustments that adapt to changing market conditions and evolving client needs throughout their financial journey.
Retirement Planning
Retirement planning services focus on creating sustainable income strategies for post-career life. We analyze Social Security optimization, pension distributions, and withdrawal sequences to maximize retirement income while minimizing tax liabilities. Our approach combines portfolio survival analysis with tax-advantaged strategies to ensure financial security throughout retirement, addressing both accumulation and decumulation phases with equal emphasis.
Effective Tax Planning
Our tax planning services develop proactive strategies to minimize tax liabilities across all financial domains. We specialize in retirement tax optimization, business income structuring, and estate tax mitigation through coordinated planning with external tax professionals. By integrating tax-efficient investment vehicles and gifting strategies, we help clients preserve wealth while maintaining compliance with evolving tax regulations.
People
Michael Albillar
Certified Financial Planner
Michael Albillar brings decades of financial planning experience to The H Group, specializing in comprehensive wealth management solutions for high-net-worth individuals and families.
Rodney Cook
Certified Financial Planner
Rodney Cook combines deep financial expertise with personalized service, focusing on retirement strategies and investment planning for clients across multiple generations.
Katherine Keppel
Certified Financial Planner
Katherine Keppel specializes in estate planning and tax-efficient wealth transfer strategies, helping clients preserve family legacies through meticulous financial coordination.
Questions
What qualifications do your advisors hold?
All senior advisors hold the CERTIFIED FINANCIAL PLANNER designation, requiring rigorous education, experience, and ethical standards.
How are your services compensated?
We operate a fee-only model based on assets under management, eliminating conflicts of interest from product commissions.
What is your investment philosophy?
We employ a conservative, risk-managed approach focused on long-term growth through diversified portfolio strategies.
Do you have minimum account requirements?
While flexible, most clients begin with at least $500,000 in investable assets to ensure service model alignment.
How do you coordinate with other professionals?
We collaborate with attorneys, tax professionals, and estate planners to create comprehensive, integrated financial solutions.
