Business Details
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services
Your Trusted Insurance Partner in Miami Lakes, FL
Shirley Licia Saul-State Farm Insurance Agent, State Farm Insurance Office has served the Miami Lakes community for 25 years with over 35 years of combined industry experience. Our bilingual team provides personalized insurance solutions for auto, home, life, business, and pet coverage across Miami-Dade, Broward, Palm Beach, and Monroe counties. We prioritize relationship-based service, offering tailored guidance to protect clients' evolving needs through life's milestones.Our commitment extends beyond policies through community involvement and 24/7 emergency support. With five dedicated professionals, we combine technical expertise with compassionate service to create lasting client partnerships.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Pet Insurance
Condo Insurance
Renters Insurance
Motorcycle Insurance
Boat Insurance
Highlights and features
- 35+ years of combined insurance expertise with 25-year local presence
- Bilingual English/Spanish service for diverse client needs
- Personalized insurance solutions for homeowners, renters, and businesses
- 24/7 emergency claims support and after-hours appointments
- Community-focused approach with local knowledge of South Florida risks
Associations and certifications
- State Farm Insurance
What people say
Personalized service
Knowledgeable agents
Responsive claims process
Bilingual support
Community involvement
Services
Auto Insurance
Comprehensive auto insurance protects drivers against financial losses from accidents, theft, or damage. Our policies include liability coverage, collision protection, and uninsured motorist provisions. We help clients customize coverage based on vehicle value, driving habits, and budget requirements while ensuring compliance with Florida's minimum insurance mandates.
Homeowners Insurance
Tailored homeowners insurance safeguards property investments against perils like fire, storms, and theft. Coverage includes dwelling protection, personal property replacement, and liability coverage for accidents on premises. We specialize in policies for various home types including single-family residences, condos, and multi-unit properties across South Florida's unique climate zones.
Life Insurance
Life insurance solutions provide financial security for loved ones through term and permanent policies. We help clients determine appropriate coverage amounts based on income replacement needs, mortgage obligations, and future expenses. Our expertise includes policy structuring for estate planning, business succession, and final expense planning.
Business Insurance
Custom commercial insurance packages protect small businesses from operational risks. Coverage options include general liability, property insurance, business interruption protection, and professional liability. We specialize in creating cost-effective solutions for diverse industries while addressing specific regulatory requirements and risk exposures.
Pet Insurance
Pet health insurance helps manage veterinary care costs for accidents, illnesses, and chronic conditions. Our plans offer reimbursement for emergency treatments, surgeries, and ongoing medical management. We guide clients through coverage options based on pet breed, age, and pre-existing conditions to ensure comprehensive animal care.
People
Shirley Licia Saul
Owner/Agent
With 35+ years in insurance and 25 years serving Miami Lakes, Shirley builds personal relationships to understand client needs. She specializes in customized risk management solutions while maintaining active community involvement through local organizations.
Diana Amaris-Fernandez
Executive Risk Representative
Bringing 30+ years of State Farm experience, Diana specializes in auto, home, and life insurance solutions. Her expertise in resolving complex insurance challenges helps clients optimize coverage while maintaining personalized service standards for Florida residents.
Kirenia Carrandi
Personalized Risk Representative
With 10+ years in insurance, Kirenia focuses on tailored auto and home policies while managing technology integration for efficient client interactions. She combines technical expertise with personalized service to address clients' evolving insurance needs.
Annette Orozco
Customer Service Representative
Annette delivers exceptional client care through proactive policy reviews and personalized support. Her dedication to treating customers like family ensures comprehensive protection while maintaining a 5-year track record of client satisfaction.
Eloy Elias Velazquez
Insurance Risk Representative
With 20+ years at the agency, Eloy specializes in auto, home, and business insurance solutions. His community involvement as Cubmaster and college professor enhances understanding of clients' personal and professional protection needs.
Questions
What insurance products do you offer?
We provide auto, home, life, business, pet, condo, renters, motorcycle, and boat insurance tailored to South Florida residents' needs.
How can I get a personalized insurance quote?
Contact us via phone or online form to schedule a consultation where we'll assess your specific needs and create customized coverage options.
Do you offer 24/7 emergency support?
Yes, we provide 24/7 claims assistance and after-hours appointments for urgent insurance needs and policy adjustments.
What areas do you serve?
We serve Miami-Dade, Broward, Palm Beach, and Monroe counties with specialized knowledge of local climate risks and insurance requirements.
Are your agents licensed and experienced?
Our team holds active Florida insurance licenses with combined experience exceeding 140 years in the insurance industry.
Do you offer bilingual services?
Yes, our team provides full insurance services in both English and Spanish to better serve South Florida's diverse communities.
